Takaful Amani Didik

Takaful Amani Didik is a regular contribution takaful plan, which provides a means for parents to prepare educations funds for their children and at the same time designed to provide protection in the event of death or total permanent disability (TPD) of the person covered before the maturity of the takaful certificate
Participant funds will be invested based on Syariah principle
A lump sum payment will be paid in the event of death or total permanent disability (TPD) up to RM150,000
Contributor will enjoy tax relief subject to the sole decision of Lembaga Hasil Dalam Negeri (LHDN)

Takaful Amani Didik provide the benefits as below:

Amount of coverage from RM10,000 to RM150,000
Exam Excellence Award of RM100 for UPSR, PT3, SPM, STAM or SPM (Certificate aged minimum of three years)
Coverage include parents and child
Contributions is subject to term of coverage, entry age and amount of coverage

24 hours worldwide coverage
Hassle free and affordable monthly contributions via simple auto debit, credit card and internet banking
Only available at Bank Rakyat branches (Please refer to Service Guide)
Cash withdrawal is allowed subject to terms and conditions
Surrender Benefit, amount accumulated in the participant fund, inclusive of investment income and net distributable surplus from the Risk Fund, if any, is payable upon the surrender of the Takaful Certificate after deducting the administration fee up to RM 50
Underwritten by Takaful Ikhlas Family Berhad, a takaful company under Permodalan Nasional Berhad (PNB)

Malaysian citizen
Person covered from 30 days old to 12 years old, while participant age from 18 years old to 60 years old
Under this certificate, the child is the person Covered while the parent/legal guardian is the participant (certificate holder)
Underwriting by Takaful Ikhlas Family Berhad