Fire and Houseowner Takaful

Wealth Management 

Fire and Houseowner Takaful


  • Provides coverage against losses and/or damages to residential/commercial properties due to fire, lightning or any perils mentioned in takaful certificate.
  • The houseowners takaful also covers garage, outbuildings, walls, gates and fences around your property, as well as permanent fixtures and fittings.
  • Contribution calculated based on the type of property.
  • Duration of coverage is one year, certificate will be renewed by the bank for customers of Home Financing-i with Bank Rakyat.


  • Cover losses or damages to the building by any of the following perils:
    1. Fire, lightning, thunderbolt, subterranean, fire
    2. Explosion.
    3. Aircraft damage and other aerial devices and/or articles dropped.
    4. Impact damage by road vehicles or animals
    5. Bursting or overflowing of domestic water tanks, apparatus or pipes
    6. Theft by forcible and violent entry or exit
    7. Hurricane, cyclone, typhoon, or windstorm
    8. Flood
    9. Earthquake and volcanic eruption
  • Coverage can also be extended to the following perils, subject to additional payment:
    1. Subsidence or landslip
    2. Riot, strike or malicious damage


  • Malaysian Citizen
  • Aged 18 and above
  • Owner of the residential/commercial property


For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.

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