Takaful Amani

Wealth Management

Takaful Amani


  • Takaful Amani is a protection scheme which provides monetary compensation in the events of death or permanent disability on the injuries caused solely and directly by accidents.
  • As low as RM0.14 cents a day depending on the selected available plan which provide comprehensive coverage with affordable plans options.
  • Provides 24 hours protection a day, 365 days a year of coverage worldwide


Takaful Amani provide the benefits as below:

Permanent Disablement150,000100,00050,000
Double Indemnity in the event of Death /
Total Permanent Disablement While in Public Transport
Double Indemnity in the event of Death /
Total Permanent Disablement While Performing Hajj or Umrah
Purchase of Orthopaedic Equipment1,5001,000500
Funeral Expenses6,0004,0002,000
Badal Hajj/Waqf1,5001,5001,500
Medical Expenses (Limit per year)6,0004,0002,000
Snatch Theft400300200
Ambulance Fee (Limit per year)600400200
Hospital Allowance (min 2 days, max 30 days)150/day100/day50/day
Annual Contribution (incl. 8% SST)162.00108.0054.00


  • Affordable plan with simple and easy registration process
  • Coverage effective immediately, 24 hours protection worldwide
  • Automatic renewal via auto debit or credit card (optional)
  • Health examination is not required
  • Payment by cash/money transfer
  • Same contribution for male and female
  • Renewal age up to 74 years old


  • Open to all Nationality, Malaysian and Non-Malaysian
  • Bank Rakyat's customers between the age of 15 days to 69 years old
  • For those aged between 65 to 74 years old, approval is based on individual evaluation and case-to-case basis.
  • Coverage includes uniformed personnel (police, military, firefighter, etc), but only effective outside of working hours
  • Underwriting by Takaful Ikhlas General Berhad


For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.

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