Wealth Management
Takaful Amani
Features
- Takaful Amani is a protection scheme which provides monetary compensation in the events of death or permanent disability on the injuries caused solely and directly by accidents.
- As low as RM0.14 cents a day depending on the selected available plan which provide comprehensive coverage with affordable plans options.
- Provides 24 hours protection a day, 365 days a year of coverage worldwide
Benefits
Takaful Amani provide the benefits as below:
| BENEFIT | PLAN A (RM) | PLAN B (RM) | PLAN C (RM) |
|---|
| Death | 150,000 | 100,000 | 50,000 |
| Permanent Disablement | 150,000 | 100,000 | 50,000 |
Double Indemnity in the event of Death /
Total Permanent Disablement While in Public Transport | 300,000 | 200,000 | 100,000 |
Double Indemnity in the event of Death /
Total Permanent Disablement While Performing Hajj or Umrah | 300,000 | 200,000 | 100,000 |
| Purchase of Orthopaedic Equipment | 1,500 | 1,000 | 500 |
| Funeral Expenses | 6,000 | 4,000 | 2,000 |
| Badal Hajj/Waqf | 1,500 | 1,500 | 1,500 |
| Medical Expenses (Limit per year) | 6,000 | 4,000 | 2,000 |
| Snatch Theft | 400 | 300 | 200 |
| Ambulance Fee (Limit per year) | 600 | 400 | 200 |
| Hospital Allowance (min 2 days, max 30 days) | 150/day | 100/day | 50/day
|
| Annual Contribution (incl. 8% SST) | 162.00 | 108.00 | 54.00 |
Privileges
- Affordable plan with simple and easy registration process
- Coverage effective immediately, 24 hours protection worldwide
- Automatic renewal via auto debit or credit card (optional)
- Health examination is not required
- Payment by cash/money transfer
- Same contribution for male and female
- Renewal age up to 74 years old
Eligibility
- Open to all Nationality, Malaysian and Non-Malaysian
- Bank Rakyat's customers between the age of 15 days to 69 years old
- For those aged between 65 to 74 years old, approval is based on individual evaluation and case-to-case basis.
- Coverage includes uniformed personnel (police, military, firefighter, etc), but only effective outside of working hours
- Underwriting by Takaful Ikhlas General Berhad
Download
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.
