Sustainability Investment-i Account (SIA)

Sustainability Investment-i Account (SIA)

Sustainability Investment-i Account (SIA)

A Shariah-compliant investment account that channels funds into sustainability-focused and ESG-aligned assets.

Product Features

Fund Size

RM500 million

The funds will be invested in the Bank’s financing assets with a focus on the following portfolios:

1. Retail Banking ESG Eligible Assets (Affordable Homes)

2. Sustainable High Quality Liquidity Asset (HQLA)

Fund ObjectiveThe fund aims to generate returns for investors mainly through profit distribution from diversified ESG investments.
Investor EligibilityNon-individuals (Cooperatives, Small and Medium Enterprises (SMEs), and Micro Enterprises).
IntroducerRequired 
Profit payment methodActual profit will be distributed and credited to the investor’s account monthly.
Expected Rate of Return To be declared monthly (on the 15th of each month) and published on the Bank’s website and at all branches.
Initial DepositRM1,000.00 (non-individual)
Other benefitsThe Bank may offer promotional activities including monthly and yearly prize draws or during other suitable periods.
Fees and ChargesAs per the Bank’s existing fees and charges for deposit account (Savings Account-i / Current Account-i).

Profit Sharing Ratio

Balance (RM)PSR (Cust: Bank)
0 – 4,999,99920: 80
Above 5,000,00030: 70


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