Customer Facilities


The SSPN-i scheme is a fund scheme established by the National Higher Education Fund Corporation (PTPTN) which encourages Malaysians to save for their children's education needs. The scheme offers various benefits including income tax deduction for the savings. Bank Rakyat is one of the Banks appointed by PTPTN as an agent for this scheme.

Fee & Charges

SSPN DepositsRM 0.50 per transaction
SSPN Account OpeningRM 2.50


  • Banking transactions for account opening, cash deposits and balance enquiries
  • Convenient and fast real-time transactions
  • Wide network of counter services at more than 145 Bank Rakyat branches nationwide
  • Maximum tax relief of RM6,000 per year

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.

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