Vehicle Financing-i (An Naqlu 2)

Malaysian citizen (individual) not less than 18 years old and up to 60 years old at the end of financing tenure.
Open to all public and GLC sector employees with fixed income who have served for at least 6 months.
Minimum monthly income of RM1,500. (Subject to Payment Method and other T&C)

Please contact our nearest branch for information.

Biro Perkhidmatan Angkasa (BPA)
Salary Deduction by Employer (PGM)
Cash and Electronic Payment (For Government and GLC staff only, minimum salary RM3,500.)

Items	Charges
Auto Financing-i	Ad Valorem
Lawyer fees for agreement	RM212.00 – RM265.00
Stamp Duty	0.5% of total financing as per Stamp Duty Act 1949 (Revised 1989).
Wakalah Fee	RM28.30 (inclusive of Brokerage Fee)
Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration card etc.	RM15.00 per document
Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa.	RM15.00 per document
Early Settlement Fee	N/A
Late Payment Charges	During the financing tenure : 1% per annum on the overdue instalment amount After expiry of financing tenure : Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance