Takaful Amani Plus

Introduced by Bank Rakyat exclusively for the bank’s customers to provide financial security in the event of death / disability (TPD) due to natural causes and accidental losses at anytime and anywhere in the world
Accidental losses refer to compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. The disaster must be solely caused by accident, subject to the exclusions
Death/TPD due to natural causes refer to the consequences of illness or are not caused by accidents subject to exclusions

Takaful Amani Plus provide the benefits as below:

TAKAFUL BENEFITS	PLAN A (RM)	PLAN B (RM)	PLAN C (RM)
Death/Total and Permanent Disability (TPD) due to Natural Causes	30,000	20,000	10,000
Critical Illness (Accelerated Benefit)	15,000	10,000	5,000
Immediate Death Expenses due to Natural Causes	3,000	2,000	1,000
Badal Hajj (if death due to Natural Causes)	1,500	1,500	1,500
Death/Permanent Disablement due to Accident	150,000	100,000	50,000
Double Indemnity in the event of Death / Total Permanent Disablement While in Public Transport	300,000	200,000	100,000
Double Indemnity in the event of Death / Total Permanent Disablement While Performing Hajj or Umrah	300,000	200,000	100,000
Purchase of Orthopaedic Equipment due to Accident	1,500	1,000	500
Funeral Expenses due to Accidental Death	6,000	4,000	2,000
Badal Hajj/ Waqf due to Accidental Death	1,500	1,500	1,500
Medical Expenses (Limit per year) due to Accident	6,000	4,000	2,000
Snatch Theft	400	300	200
Ambulance Fee (Limit per year) due to Accident	600	400	200
Hospital Allowance (min 2 days, max 30 days) due to Accident	150/day	100/day	50/day
Annual Contribution (incl. 8% SST)	263.00	177.00	91.00

Three comprehensive plans
As low as RM0.25 per day
24-hour worldwide coverage
Easy subscription at all Bank Rakyat branches
Total coverage due to accident and natural causes
Automatic renewal (Bank Rakyat account holder)
Lump sum Takaful benefit pay-out of up to RM154,500
For Non-Muslim, the benefit of Badal Hajj will be paid as an extra benefit to Funeral Expenses/ Immediate Death Expenses

Malaysian citizen
Bank Rakyat's customers between the age of 7 years old to 60 years old (Age next birthday)
Coverage includes uniformed personnel (police, military, fire-fighter, etc), but only effective outside of working hours
Underwriting by Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad