Unit Trust

Explore the Landscape, Diversify the Opportunities

I Unit Trust Investments

Through Bank Rakyat, you get the access of an array of Shariah-compliant unit trust funds across various credible Unit Trust Management Companies (UTMC) – meticulously selected to ensure our advisory support meets your standard and investment appetite.

*Bank Rakyat serves as a Distributor to the funds highlighted; Fund Performance are managed by Fund Houses - Unit Trust Management Companies (UTMC)

What is a Unit Trust?

Unit Trust is an investment solution that helps investors build a financial understanding while growing their wealth in a more diversified way, by pooling money from many investors into one professionally managed fund. Instead of investing in a single product or market on your own, the fund allows your money to be placed across suitable asset classes such as equities, sukuk, money market instruments, property-related assets or other approved investments, depending on the fund’s objective and strategy, including thematic or non-thematic equity funds.

This structure gives investors access to diversification, professional fund management and investment opportunities that may be difficult to build individually.

“A diversified portfolio helps spread investment risk,

while keeping your investment aligned to your financial direction.”

Why Consider Unit Trust Investments?

ACCESSIBLE

ENTRY

Begin investing with a relatively affordable initial amount, as low as RM100 – subject to fund(s).

DIVERSIFY

AT EASE

Gain exposure and amplify your opportunities to a wider range of asset classes, sectors and markets through one fund.

FUND MANAGEMENT

Investment performance and portfolio diversification are managed and monitored by professional fund managers from Unit Trust Management Companies (UTMCs).

Why Invest through Bank Rakyat?

While upholding an utmost baseline of shariah principles, we hold dear of helping the society to grow their wealth for a sustainable life continuity for generations including enabling a standard on literacy knowledge for a better future.

Shariah-Compliant Choices
Access selected Islamic unit trust funds from reputable fund houses.

Profile-Based Recommendation
Investment options are considered based on your objective, time horizon and risk tolerance.

Guided Advisory Support
Receive support from our Advisor(s) before making investment decisions.

Think of us as your gateway, to access various funds from selections of Fund Houses and spectrum of wealth opportunities.

Solutions Opportunities on Growing Your Wealth with Bank Rakyat

Whether it’s sukuk, money market, balanced or thematic equity, we are ready to have you on board through the selection of funds distributed by Bank Rakyat, ensuring an all-rounder solutions for your wealth appetite.

NOMURA ASSET MANAGEMENT	Nomura Global Shariah Sustainable Equity Fund - MYR Class A Nomura Global Shariah Semiconductor Equity Fund (MYR) Nomura Global Shariah Strategic Growth Fund - Class B Nomura i-Income Fund 2 - Class R (MYR) Nomura i-Cash Fund Nomura Japan Shariah Active Core Fund (MYR Class)
EASTSPRING INVESTMENTS BERHAD	Dana Al-Ilham Dana Al-Islah Dana Dinamik Islamic Income Fund
PERMODALAN HARTANAH BUMIPUTERA	Amanah Hartanah Bumiputera (AHB)
MAYBANK ASSET MANAGEMENT	Maybank Malaysia Balanced-i Fund Maybank Malaysia Growth-i Fund Maybank Malaysia Income-i Fund
PRINCIPAL ASSET MANAGEMENT BERHAD	Principal Dali Asia Pacific Equity Growth Fund Principal Dali Equity Growth Fund Principal Islamic Asia Pacific Dynamic Equity Fund Principal Islamic Lifetime Balanced Fund Principal Islamic Money Market Fund
AMFUNDS MANAGEMENT BERHAD	AmAl-Amin AmBon Islam AmIslamic Balanced AmIslamic Global Sri AmIslamic Growth AmIttikal AmOasis Global Islamic AmPrecious Metal Securities
RHB ISLAMIC ASSET MANAGEMENT	RHB Islamic Global Developed Markets Fund - RM Class RHB Shariah Asia Ex-Japan Growth Fund RHB Shariah China Focus Fund - RM Class RHB i-Asia Pacific Wellness Fund - RM Class RHB i-Global Sustainable Disruptors Fund- RM Hedged Class RHB i-Sustainable Future Technology Fund - MYR Hedged RHB Global Shariah Dynamic Income Fund - RM Hedged Class RHB Global Sukuk Fund - RM Class B RHB iCash Fund RHB Islamic Global Developed Markets Fund - SGD Class RHB Global Sukuk Fund - USD Class B RHB Shariah China Focus Fund - USD Class RHB i-Global Sustainable Disruptors Fund -USD Class RHB i-Sustainable Future Technology Fund - USD Class
UOB ASSET MANAGEMENT	United-I Global Balanced Fund - MYR United-I Global Balanced Fund MYR Hedged United Islamic Cash Management Fund Class R United Islamic Cash Management Fund Class C United-I Esg Series – Conservative Income Fund MYR United-I Global Balanced Fund AUD/GBP/SGD/RMD/USD Hedged

Start Your Investment Journey

We welcome both individual and eligible non-individual investors to begin their investment journey.

Eligibility

· Active Savings Account-i, Current Account-i or Investment Account-I (Rizq Plus) or any other deposit account-i with Bank Rakyat

*Investment payments must be made from the investor's own active Bank Rakyat account. Any exception to this requirement shall be subject to Bank Rakyat's approval and the applicable terms and conditions.

Investment Mode

CASH INVESTMENT	EPF SCHEME
Invest with your own funds via own active Bank Rakyat deposit account, subject to the Bank's eligibility requirements and applicable terms and conditions.	Invest using eligible savings from your EPF Account, subject to EPF eligibility criteria, applicable regulations, and the selected fund's requirements.

Take the Next Step Towards Your Financial Goals

Speak with a Bank Rakyat Wealth Management Advisor (WMA) to explore suitable unit trust options based on your needs, risk profile and investment objectives.

Visit nearest Bank Rakyat branch or contact tele-Rakyat at 1-300-80-5454.

Or drop us your contact for us to reach you!