Investment-i

Savings

Investment-i

Investment Account – i Rizq Plus is an Investment Account product which allow you to invest and potentially earn higher returns while at the same time gives you the opportunity of winning attractive prizes.

Concept

Mudarabah

Product Features

Potential to earn higher returns
Attractive prizes to be won
Frequent prize draw.
Stable profit rate
Various segments of prizes
High opportunity of winning
Debit Card-i facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide
iRakyat internet banking facility

PSR and Profit Rates

Range	Profit Sharing Ratio (PSR) (Customer : Bank)
0 – 4,999.99	1:99
5,000 - 9,999.99	2:98
10,000 – 49,999.99	3:97
50,000 – 999,999.99	21:79
1,000,000 and above	51:49

*The customer will obtain the profit of the investment based on the profit-sharing ratio that has been agreed with the Bank

Investment Monthly Rate

Fund Performance Report

Eligibility

Individual /Joint/ Trust
Residents and Non-Residents

Requirement to Open an Account

Initial Investment of RM100

Required Documents

Individuals / Joint

Identity Card

Trust Account

Mykid
Birth Certificate
Photocopy of mother / father / legal guardian's identity

Non - Resident

For those employed:

Passport
Work Permit
Company verification letter (employer)

For students:

Passport
Student Card / Matrix Card
Student Pass
Higher Education Institute (IPT) verification letter

Account Opening

Customer may visit any Bank Rakyat branches OR book an appointment at https://appointment.bankrakyat.com.my for account opening.

Fees & Charges

No	SUBJECT	CHARGES
	Deposits
1.	Deposit of Coins	Free
	Withdrawals
2.	Exchange of Coins	Free
	Closure of Account
3.	Closure within 3 months of Opening	RM20.00 *For Account with balance below RM20, the Bank will absorb the remaining balance in the account as service charge
	General
4.	Debit Card-i	Annual Fee	RM8.00
		Card Replacement	RM12.00 Lost /Stolen
		Damage Card/Chip	RM0.00