Umrah Savings-i Account

Savings

Umrah Savings-i Account

A dedicated account that facilitates your ibadah Umrah planning

Concept

  • Tawarruq
  • Qard

Note:

  • Tawarruq and Qard is similar to the existing Savings-i Account concept.


Product Features

  • Minimum deposit to open an account is RM20
  • Kad Rakyat facility (ATM Card)
    • Perform withdrawals at Bank Rakyat ATMs or any ATM with MEPS / BANKCARD logo across the country
    • Perform money transfers and one-stop bill payments via ATM and counters.
  • Internet banking facilities i-Rakyat

Profit Rates/Historical Hibah Rates

Profit Rates (Tawarruq)

Umrah Savings-i Account

Amount (RM)

Profit Rates (p.a)

0 - 999

0.00%

1,000 - 99,999

1.00%

100,000 and above

1.25%


Historical Hibah Rates (Qard)

Umrah Savings-i Account

Amount (RM)

Hibah Rates* (p.a)

0 - 999

0.00%

1,000 - 99,999

1.00%

100,000 and above

1.25%


*IMPORTANT/ DISCLAIMER:

THE DISCLOSURE OF HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS AND SHALL NOT BE CONSTRUED IN ANY WAY AS AN INDICATIVE OR PROSPECTIVE RATE.

THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE DISPLAYED IS AT SOLE DISCRETION OF THE BANK.


Eligibility

  • Individuals;
  • Age 13 years old and above;
  • Muslim.

  • Required Documents

    • Identity Card


    How to participate?

    • Open the Umrah Savings i-Account.
    • Make deposits into Savings i-Account for Ibadah Umrah.
    • Ensure amount is sufficient to perform Ibadah Umrah.
    • Subscribe to Umrah packages with experienced and reliable Umrah operators.
    • Perform Ibadah Umrah according to plan.


    Fees & Charges

    SERVICE

    TRANSACTION

    CHARGE

    Debit Card

    Application fee

    RM 8.00*

    Debit Card

    Annual card fee

    RM 8.00*

    Debit Card

    Replacement card - Lost/Stolen

    RM12.00*

    Debit Card

    Replacement card - Faulty Card/Chip

    Free

    Account Statement

    For each application

    RM10.00

    Account Closure

    Less than 3 months from the new account opening date*

    RM10.00

    Terms and conditions of savings account-i 

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