Umrah Savings-i Account

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Savings

Umrah Savings-i Account

A dedicated account that facilitates your ibadah Umrah planning

Concept

Tawarruq
Qard

Note:

Tawarruq and Qard is similar to the existing Savings-i Account concept.

Product Features

Minimum deposit to open an account is RM20
Kad Rakyat facility (ATM Card)
- Perform withdrawals at Bank Rakyat ATMs or any ATM with MEPS / BANKCARD logo across the country
- Perform money transfers and one-stop bill payments via ATM and counters.
Internet banking facilities i-Rakyat

Profit Rates/Historical Hibah Rates

Profit Rates (Tawarruq)

Umrah Savings-i Account
Amount (RM)	Profit Rates (p.a)
0 - 999	0.00%
1,000 - 99,999	1.00%
100,000 and above	1.25%

Historical Hibah Rates (Qard)

Umrah Savings-i Account
Amount (RM)	Hibah Rates* (p.a)
0 - 999	0.00%
1,000 - 99,999	1.00%
100,000 and above	1.25%

*IMPORTANT/ DISCLAIMER:

THE DISCLOSURE OF HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS AND SHALL NOT BE CONSTRUED IN ANY WAY AS AN INDICATIVE OR PROSPECTIVE RATE.

THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE DISPLAYED IS AT SOLE DISCRETION OF THE BANK.

Eligibility

Individuals;

Age 13 years old and above;

Muslim.

Required Documents

Identity Card

How to participate?

Open the Umrah Savings i-Account.
Make deposits into Savings i-Account for Ibadah Umrah.
Ensure amount is sufficient to perform Ibadah Umrah.
Subscribe to Umrah packages with experienced and reliable Umrah operators.
Perform Ibadah Umrah according to plan.

Fees & Charges

SERVICE	TRANSACTION	CHARGE
Debit Card	Application fee	RM 8.00*
Debit Card	Annual card fee	RM 8.00*
Debit Card	Replacement card - Lost/Stolen	RM12.00*
Debit Card	Replacement card - Faulty Card/Chip	Free
Account Statement	For each application	RM10.00
Account Closure	Less than 3 months from the new account opening date*	RM10.00