Internet has certainly revolutionized the banking sector. The advent of this computing platform has allowed banks to open a new, fast and efficient banking channel. Bank Rakyat is honored to deliver iRakyat, our internet banking platform. With robust platform and state-of-the-art encryption technology, iRakyat provides unprecedented level of convenience. With great features, easy steps and richness in functionalities, iRakyat allows you to perform a variety of banking transactions including payment services with ease, anytime and anywhere at your convenience. As this is a very important channel to Bank Rakyat, we are committed to add new banking features as well as payee services for your greater convenience.
Services | Functions |
---|---|
My Profile |
|
My Favourite | Register/Selection of Favorite Chosen Account |
Account Info |
Overview of:
|
Payment Service |
|
Fund Transfer |
|
Scheduled Payments | Scheduling fund transfer/bill payment/repayment/credit cards |
Financing |
|
Card | ATM card cancellation |
Credit Card |
|
Reload |
|
Remittance | Overseas Telegraphic Transfer |
Product & Services Details |
|
e-Application |
|
e-Status | Enabled iRakyat customers to monitor their financing application status from day one of submission till approval is given. |
Transaction Authorisation Code (TAC) |
|
Frequently Asked Question/FAQ | Examples of frequently asked questions related to iRakyat |
1PAY |
|
Direct Debit | Direct Debit Application Status |
Other Services |
|
Operating Hours | 24 Hours |
Registration with card
Step 1
- Log on to www.irakyat.com.my
- Select First Time Registration.
- Select ATM/Debit/Credit Card icon.
- Provide the information required.
- Read & accept the Terms & Conditions
Step 2
- Registration completed. You may now start using your iRakyat.
Registration without card (temporary ID)
Step 1
- Call Bank Rakyat Contact Centre at 1-300-80-5454 (Local) or +603- 5526 9000 (from Overseas) & request for Temporary ID.
- Log on to www.irakyat.com.my
- Select First Time Registration.
- Select Temporary ID
- Provide the information required & follow the required procedures.
Services | Charge per transaction |
---|---|
Intrabank Fund Transfer |
Free |
Interbank GIRO (IBG) | RM0.10 |
DuitNow:
|
|
Alert Notification via SMS | RM0.20 |
Items | Channels | |||
---|---|---|---|---|
Intrabank Fund Transfer | Interbank Giro (IBG) | DuitNow | ||
Daily transaction limit (RM per day) |
3rd party Account: RM30,000 Own Account: No Limit |
RM50,000 | RM50,000 | |
Future-dated payments | Yes | Yes | Yes |
Services | Transaction Time | Received by the Beneficiary | Refund Time |
---|---|---|---|
Intrabank Fund Transfer |
Monday – Friday |
Immediately | Not Applicable |
Non-business days | |||
Interbank GIRO (IBG) | Monday-Friday | ||
Before 5:00 am | Same day By 11:00 am | By 5:00 pm | |
5.01 am – 8.00 am | Same day By 2:00 pm | By 8:20 pm | |
8.01 am – 11:00 am | Same day By 5:00 pm | By 11:00 pm | |
11:01 am – 2:00 pm | Same day By 8:20 pm | By 11:00 am, next business day | |
2:01 pm – 5:00 pm | Same day By 11:00 am | ||
After 5:00 pm | Next business day by 11:00 am | By 5:00 pm, next business day | |
Non-business days (Saturday, Sunday and Federal Territory Public Holidays) | |||
DuitNow | Monday – Friday | Immediately | Not Applicable |
Non-business days |