Personal Banking

Savings / Umrah Savings-i Account
A dedicated account that facilitates your ibadah Umrah planning
  • The shariah concept adopted is the Qard which is equivalent to savings deposit under the guarantee of Bank Kerjasama Rakyat Malaysia as thetrustee.

Note: The Qard is similar to the existing Savings-i Account concept.

  • Mininum deposit to open an account is RM10
  • Debit card facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide
  • i-Rakyat internet banking facility
  • Passbook-less savings
  • Individuals;
  • Age 13 years old and above;
  • Muslim.
  • Identity Card
  • Open the Umrah Savings i-Account.
  • Make deposits into Savings i-Account for Ibadah Umrah.
  • Ensure amount is sufficient to perform Ibadah Umrah.
  • Subscribe to Umrah packages with experienced and reliable Umrah operators.
  • Perform Ibadah Umrah according to plan.
Debit Card Application fee RM8.00*
Annual Card fee RM8.00*
Replacement card Lost/Stolen RM12.00*
Faulty Card/Chip Percuma
Account Statement For each application RM10.60
Account Closure Less than 3 months from the new account opening date* RM10.00