Personal Banking

Savings / Qurban Fund Savings-i Account
Plan your ibadah qurban through the Qurban Fund Savings-i Account
  • Tawarruq
  • Qard

Note:
  • The customer appoints the Bank as an agent to assist in the management of the ibadah korban in order for the ibadah korban to be executed and with charges based on Wakalah Bil Ujrah.
  • The Bank may appoint a third party as an agent to execute ibadah korban on behalf of the customer on a sub-agent basis with the imposition of a prescribed ibadah korban fee.
  • Minimum deposit to open an account is RM20
  • Kad Rakyat facility (ATM Card)
    • Perform withdrawals at Bank Rakyat ATMs or any ATM with MEPS / BANKCARD logo across the country
    • Perform money transfers and one-stop bill payments via ATM and counters.
  • Internet banking facilities i-Rakyat


Profit Rates/Historical Hibah Rates

Profit Rates (Tawarruq)

Qurban Funds Savings-i Account
Amount (RM) Profit Rates (p.a)
0 - 999 0.00%
1,000 - 99,999 1.00%
100,000 and above 1.25%

Historical Hibah Rates (Qard):

Qurban Funds Savings-i Account
Amount (RM) Hibah Rates* (p.a)
0 - 999 0.00%
1,000 - 99,999 1.00%
100,000 and above 1.25%

*IMPORTANT/ DISCLAIMER:

THE DISCLOSURE OF HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS AND SHALL NOT BE CONSTRUED IN ANY WAY AS AN INDICATIVE OR PROSPECTIVE RATE.

THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE DISPLAYED IS AT SOLE DISCRETION OF THE BANK.

  • Individuals;
  • Age 18 years old and above;
  • Muslim.
  • Identity Card
  • Open the Qurban Fund Savings-i Account
  • Make periodic deposits or one lump sum
  • Ensure amount is sufficient to perform ibadah korban
  • Fill out the ‘Ibadah Korban Participation Form' at any bank branch
  • Receive the ‘Ibadah Korban Participation Certificate'.
  • Two (2) months prior to Aidiladha of current year
SERVICE TRANSACTION CHARGE
Debit Card Application fee RM8.00*
Annual card fee RM8.00*
Replacement card Lost/Stolen RM12.00*
Faulty Card/Chip Percuma
Account Statement For each application RM10.00
Account Closure Less than 3 months from the new account opening date* RM10.00