Personal Banking

Savings / Investment-i
Investment Account – i Rizq Plus is an Investment Account product which allow you to invest and potentially earn higher returns while at the same time gives you the opportunity of winning attractive prizes.


  • Potential to earn higher returns
  • Attractive prizes to be won
  • Frequent prize draw.
  • Stable profit rate
  • Various segments of prizes
  • High opportunity of winning
  • Debit Card-i facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide 
  • i-Rakyat internet banking facility

PSR and Profit Rates
Range Profit Sharing Ratio (PSR)
(Customer : Bank)
0 – 4,999.99 1:99
5,000 - 9,999.99 2:98
10,000 – 49,999.99 3:97
50,000 – 999,999.99 21:79
1,000,000 and above 51:49
 












*The customer will obtain the profit of the investment based on the profit-sharing ratio that has been agreed with the Bank


Fund Performance Report
Fund Performance Report QE 30.9.2022
  • Individual /Joint/ Trust
  • Residents and Non-Residents 
Initial Investment of RM100
Individuals / Joint
  • Identity Card
Trust Account
  • Mykid
  • Birth Certificate
  • Photocopy of mother / father / legal   guardian's identity
Non - Resident  
For those employed:
  • Passport
  • Work Permit
  • Company verification letter (employer)
 
For students:
  • Passport
  • Student Card / Matrix Card
  • Student Pass
  • Higher Education Institute (IPT) verification letter

Customer may visit any Bank Rakyat branches OR book an appointment at https://appointment.bankrakyat.com.my for account opening.
No SUBJECT CHARGES
  Deposits
1. Deposit of Coins Free
  Withdrawals
2. Exchange of Coins Free
  Closure of Account
3. Closure within 3 months of Opening RM20.00
*For Account with balance below RM20, the Bank will absorb the remaining balance in the account as service charge
  General
4. Debit Card-i Annual Fee RM8.00
Card Replacement RM12.00
Lost /Stolen
Damage Card/Chip RM0.00