Personal Banking
Savings
/
Investment-i
Investment Account – i Rizq Plus is an Investment Account product which allow you to invest and potentially earn higher returns while at the same time gives you the opportunity of winning attractive prizes.
PSR and Profit Rates
*The customer will obtain the profit of the investment based on the profit-sharing ratio that has been agreed with the Bank
Fund Performance Report
- Potential to earn higher returns
- Attractive prizes to be won
- Frequent prize draw.
- Stable profit rate
- Various segments of prizes
- High opportunity of winning
- Debit Card-i facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide
- i-Rakyat internet banking facility
PSR and Profit Rates
| Ratio |
Profit Sharing Ration (PSR) (Customer : Bank) |
| 0 – 4,999.99 | 1:99 |
| 5,000 - 9,999.99 | 2:98 |
| 10,000 – 49,999.99 | 3:97 |
| 50,000 – 999,999.99 | 21:79 |
| 1,000,000 and above | 51:49 |
*The customer will obtain the profit of the investment based on the profit-sharing ratio that has been agreed with the Bank
Fund Performance Report
- Fund Performance Report Quarter Ended 30 June 2023
- Fund Performance Report Quarter Ended 31 March 2023
- Fund Performance Report Quarter Ended 31 December 2022
- Fund Performance Report Quarter Ended 30 September 2022
Fund Performance Report QE 30.9.2022
- Individual /Joint/ Trust
- Residents and Non-Residents
Initial Investment of RM100
| Individuals / Joint |
|
| Trust Account |
|
| Non - Resident |
For those employed:
For students:
|
Customer may visit any Bank Rakyat branches OR book an appointment at https://appointment.bankrakyat.com.my for account opening.
| No | SUBJECT | CHARGES | |
|---|---|---|---|
| Deposits | |||
| 1. | Deposit of Coins | Free | |
| Withdrawals | |||
| 2. | Exchange of Coins | Free | |
| Closure of Account | |||
| 3. | Closure within 3 months of Opening |
RM20.00 *For Account with balance below RM20, the Bank will absorb the remaining balance in the account as service charge |
|
| General | |||
| 4. | Debit Card-i | Annual Fee | RM8.00 |
| Card Replacement |
RM12.00 Lost /Stolen |
||
| Damage Card/Chip |
RM0.00 |
||