Personal Banking
Financing-i
/
Vehicle Financing-i (An Naqlu 2) - Graduate Scheme
Tawarruq
- Minimum requirement: Diploma holder
- 100% from selling price
- Malaysian
- Age between 20 to 30 years old.
- Minimum Salary RM2,000.
- Biro Perkhidmatan Angkasa (BPA)
- Salary Deduction by Employer (PGM)
- Cash and Electronic Payment (For Government and GLC staff only, minimum salary RM3,500.)
- Copy of MyKad
- Copy of Driving License
- Copy of 3 months latest salary slips
- Latest Bank Statement
- Letter Offer and Acceptance Letter (Compulsory for Newly employed applicant with one month / less than 3 months in service)
- Copy of Certified Diploma / Degree Transcript
- Vehicle Sales Order (VSO)
| ITEMS | CHARGE |
|---|---|
| Wakalah Fee | Wakalah or agency fee of RM28.30 |
| Stamp Duty Fee | 0.5% of total financing as contained in the Stamp Duty Act 1949 |
| Early Settlement Fee | N/A |
| Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicates registration card etc. |
RM 15 per document |
| Issuance Of Letter To Authority For Transfer Of Vehicle To East Malaysia Or Vice Versa | RM15 per document |
| Late Payment Charges |
During the financing tenure : 1% per annum on the overdue instalment amount After expiry of financing tenure : Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance |
- RM30,000 - RM150,000
- 4-9 Years
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.