Personal Banking
Financing-i
/
Home Financing-i (Shophouse / Commercial)
Bank Rakyat offers financing for shophouse / commercial properties.
Tawarruq
- Under Construction
- Completed / Auction / Subsale
- Higher margin of finance
- Malaysian Citizen
- Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
- Not bankrupt
- No bad records with any other Banks or financial institutions
- Joint Application is allowed. The applicants must be in relation as follow:
- Husband / Wife
- Parents
- Children
- Siblings
Financing up to 90% including MRTT / Legal Fee / Valuation Cost
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|---|---|
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Shophouse / Commercial Lot
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Profit Rate |
| As low as SBR + 2.25% |
Standard Base Rate (SBR): 3.00%
MRTT = Mortgage Reducing Term Takaful
Maximum financing period 35 years or aged 70 years; whichever is earlier.
| ITEMS | CHARGE |
|---|---|
| Wakalah Fee | RM28.30 |
| Custodian of security documents after full settlement. | RM10.00 per set per month (inclusive 0% GST) |
| Issuance of statement for EPF withdrawal. | RM15.00 per document (inclusive 0% GST) |
- Biro Perkhidmatan Angkasa
- Salary Deduction
- Savings Account-i Deduction
- Electronic Payment
| Category | Document |
|---|---|
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Fixed Income |
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Non Fixed Income (Source from Business)
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Property Documents |
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Please be informed that we have enhanced our Home Financing-i Terms & Conditions to give a better and clear understanding to our customers.
The revised Home Financing-i Terms & Conditions will take effect on 1st September 2019. For more information please click on the FAQ