Financing-i / Hire Purchase Vehicle Financing-i (Warga Emas)
- Al Ijarah Thumma Al Ba'i (AITAB)
- Maximum margin of 90% from on sales price or invoice
- Maximum financing tenure up to 9 years or not exceeding 65 years old at the end of financing tenure.
- Financing limit is open and subject to customer's ability for monthly instalment commitment
- Financing is for any purchase of New, Pre-Register and Unregistered Reconditioned vehicles
- Individual with the age of not exceeding 65 years old at the end of financing tenure.
- Public Sector Pensioner, Employee of Public and Private Sectors, Professional and Non-Fixed Income earners.
- Please contact our nearest branch for information.
|Public Sector Pensioner||Employee of Public and Private Sectors||Professional and Non-Fixed Income earners|
|Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration vehicle etc.||
|Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa.||
|Early Settlement Fee||N/A|
|Late Payment Charges||
During the financing tenure:
1% per annum on the overdue instalment amount
After expiry of financing tenure:
Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.