- Al Ijarah Thumma Al Ba'i (AITAB)
- Maximum margin of 90% from on sales price or invoice
- Maximum financing tenure up to 9 years or not exceeding 65 years old at the end of financing tenure.
- Financing limit is open and subject to customer's ability for monthly instalment commitment
- Financing is for any purchase of New, Pre-Register and Unregistered Reconditioned vehicles
- Individual with the age of not exceeding 65 years old at the end of financing tenure.
- Public Sector Pensioner, Employee of Public and Private Sectors, Professional and Non-Fixed Income earners.
- Please contact our nearest branch for information.
Public Sector Pensioner | Employee of Public and Private Sectors | Professional and Non-Fixed Income earners |
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Item | Charges |
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Stamp Duty |
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Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration vehicle etc. |
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Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa. |
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Early Settlement Fee | N/A |
Late Payment Charges |
During the financing tenure: 1% per annum on the overdue instalment amount After expiry of financing tenure: Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance |
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.