Personal Banking
Financing-i
/
Hire Purchase Vehicle Financing-i (An Naqlu 1)
Bank Rakyat Auto Hire Purchase Financing-i offers a flexible installment scheme in purchasing new local and imported cars from the market.
- Al-Ijarah Thumma Al-Bai` (“AITAB”)
- Maximum margin of 90% from on the road (OTR) sales price or invoice
- Maximum financing tenure for up to 9 years
- Financing limit is open and subject to customer's ability for monthly instalment commitment
- Financing is for any purchase of new or used/reconditioned national or imported car
- Not less than 18 years old and not more than retiring age at the end of financing tenure
- Open to all public and private sector employees with fixed income who have served for at least 6 months.
- Minimum monthly income of RM1,500
Please contact our nearest branch for information.
- Biro Perkhidmatan Angkasa (BPA)
- Salary Deduction by Employer (PGM)
- Electronic Payment
- Salary Transfer
- 1 Copy of MyKad
- 1 Copy of Driving License
- 1 Copy of Latest 3 Months Salary Slip
- Statement of Account Transactions
- Confirmation Letter from Employer
| PERKARA | CAJ | ||||
|---|---|---|---|---|---|
| Auto Hire Purchase Financing-i |
|
||||
|
Hire Purchase Financing-i Retirees |
Note: Takaful Protection (DTT) is compulsory from a takaful company appointed by the Bank. |
||||
| Stamp Duty |
|
||||
| Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration card etc. | RM15.00 per document | ||||
| Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa. | RM15.00 per document |
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.