Personal Banking

Wealth Management / Takaful Amani Plus
  • Introduced by Bank Rakyat exclusively for the bank’s customers to provide financial security in the event of death / disability (TPD) due to natural causes and accidental losses at anytime and anywhere in the world
  • Accidental losses refer to compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. The disaster must be solely caused by accident, subject to the exclusions
  • Death/TPD due to natural causes refer to the consequences of illness or are not caused by accidents subject to exclusions

Takaful Amani Plus provide the benefits as below:

Death/Total and Permanent Disability (TPD) due to Natural Causes 30,000 20,000 10,000
Critical Illness (Accelerated Benefit) 15,000 10,000 5,000
Immediate Death Expenses due to Natural Causes 3,000 2,000 1,000
Badal Hajj (if death due to Natural Causes) 1,500 1,500 1,500
Death/Permanent Disablement due to Accident 150,000 100,000 50,000
Double Indemnity in the event of Death / Total Permanent Disablement While in Public Transport 300,000 200,000 100,000
Double Indemnity in the event of Death / Total Permanent Disablement While Performing Hajj or Umrah 300,000 200,000 100,000
Purchase of Orthopaedic Equipment due to Accident 1,500 1,000 500
Funeral Expenses due to Accidental Death 6,000 4,000 2,000
Badal Hajj/ Waqf due to Accidental Death 1,500 1,500 1,500
Medical Expenses (Limit per year) due to Accident 6,000 4,000 2,000
Snatch Theft 400 300 200
Ambulance Fee (Limit per year) due to Accident 600 400 200
Hospital Allowance (min 2 days, max 30 days) due to Accident 150/day 100/day 50/day
Annual Contribution (incl. 8% SST) 263.00 177.00 91.00

  • Three comprehensive plans
  • As low as RM0.25 per day
  • 24-hour worldwide coverage
  • Easy subscription at all Bank Rakyat branches
  • Total coverage due to accident and natural causes
  • Automatic renewal (Bank Rakyat account holder)
  • Lump sum Takaful benefit pay-out of up to RM154,500
  • For Non-Muslim, the benefit of Badal Hajj will be paid as an extra benefit to Funeral Expenses/ Immediate Death Expenses
  • Malaysian citizen
  • Bank Rakyat's customers between the age of 7 years old to 60 years old (Age next birthday)
  • Coverage includes uniformed personnel (police, military, fire-fighter, etc), but only effective outside of working hours
  • Underwriting by Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.