Personal Banking
Wealth Management
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Takaful Amani Plus
- Introduced by Bank Rakyat exclusively for the bank’s customers to provide financial security in the event of death / disability (TPD) due to natural causes and accidental losses at anytime and anywhere in the world
- Accidental losses refer to compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. The disaster must be solely caused by accident, subject to the exclusions
- Death/TPD due to natural causes refer to the consequences of illness or are not caused by accidents subject to exclusions
Takaful Amani Plus provide the benefits as below:
| TAKAFUL BENEFITS | PLAN A (RM) | PLAN B (RM) | PLAN C (RM) |
|---|---|---|---|
| Accidental Death/Permanent Disablement | 150,000 | 100,000 | 50,000 |
| Death/Total and Permanent Disability (TPD) due to natural causes | 30,000 | 20,000 | 10,000 |
| Critical illness (Accelerated benefit) | 15,000 | 10,000 | 5,000 |
| Medical expenses due to accident (per year) | 3,000 | 2,000 | 1,000 |
| Funeral expenses due to accident/Natural causes | 3,000 | 2,000 | 1,000 |
| Badal Hajj (Death due to accident/natural causes) | 1,500 | 1,500 | 1,500 |
| Ambulance fee due to accident | 600 | 400 | 200 |
| Hospital allowance due to accident (per day for up to 30 days, subject to a minimum of 2 days) | 150 | 100 | 50 |
| Annual Contribution | 260 | 175 | 90 |
- Three comprehensive plans
- As low as RM0.25 per day
- 24-hour worldwide coverage
- Easy subscription at all Bank Rakyat branches
- Total coverage due to accident and natural causes
- Automatic renewal (Bank Rakyat account holder)
- Lump sum Takaful benefit pay-out of up to RM154,500
- For Non-Muslim, the benefit of Badal Hajj will be paid as an extra benefit to Funeral Expenses/ Immediate Death Expenses
- Malaysian citizen
- Bank Rakyat's customers between the age of 7 years old to 60 years old (Age next birthday)
- Coverage includes uniformed personnel (police, military, fire-fighter, etc), but only effective outside of working hours
- Underwriting by Takaful Ikhlas Family Berhad
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.