Shariah Murabahah ( By adopting Tawarruq practice)
- No Compunding element
- Zero Mark Up Rate on all overseas transactions ( No additional fees on currency exchange for overseas transactions)
- FREE Group Family Takaful Coverage. Coverage include guaranteed payment of outstanding finances accrued through Credit Card-I usage.
- Annual Fee- Waived without condition.
- Benevolence of RM1,000
- LOW profit rate under the Credit Card-i Tiered Pricing Structure
- 5% Cash Back on Airlines & Hotel Bookings (5% Cash Back is CAPPED at maximum amount of RM1,000 per annnum
- 5x Complimentary access a year to Plaza Premier Lounge in Malaysia
- Principle: 21 years and above
- Supplementary: 18 years and above
- Minimum Annual Income: RM60,000 and above
- Rakyat Xclusive members
- Apply at Rakyat Xclusive Center
FREQUENTLY ASKED QUESTION FOR PLATINUM XCLUSIVE EXPLORER CREDIT CARD-i
The card application status will be notified via SMS.
The principal cardholder may apply up to five supplementary cards.
Financing limit for Platinum Xclusive Explorer Credit Card-i starts from RM50,000 and above.
Principal cardholder is required to fill up supplementary info at the‘Supplementary Card Request’ section in the Credit Card-i application form. The required document are copies of identification card for principal and supplementary cardholder.
Yes. The application procedure is the same as making a new application.
For any enquiries or card activation, kindly contact 03-2693 6880. For lost or stolen card, please call 03-2692 4600 IMMEDIATELY
- How will the bank notify customers on card application status?
The card application status will be notified via SMS.
- How many additional cards can be applied by the customers?
The principal cardholder may apply up to five supplementary cards.
- What is the financing limit offered to Platinum Xclusive Explorer Credit Card-i cardholders?
Financing limit for Platinum Xclusive Explorer Credit Card-i starts from RM50,000 and above.
- How do I apply for additional cards?
Principal cardholder is required to fill up supplementary info at the‘Supplementary Card Request’ section in the Credit Card-i application form. The required document are copies of identification card for principal and supplementary cardholder.
- Can a supplementary cardholder apply to be a principal cardholder?
Yes. The application procedure is the same as making a new application.
- How do customers contact the Bank if there are any questions regarding the Platinum Xclusive Explorer Credit Card-i?
For any enquiries or card activation, kindly contact 03-2693 6880. For lost or stolen card, please call 03-2692 4600 IMMEDIATELY
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.