Personal Banking



1. Cardholders may register at Bank Rakyat iRakyat by following the steps below: -

 Step 1  Log onto and click on“Login”,select “Personal Banking”.
 Step 2  Click on “Register”, select “I have a Bank Rakyat Debit Card-i/Credit Card-i” to proceed.
 Step 3
 Register as a member with your Credit Card-i number, mobile phone number and card   PIN.

 If you have mobile number that is already registered with Bank Rakyat, you will receive   a Transaction Authorization Code (TAC) via SMS and key in the TAC number and click   “Next”
 Step 4  Create your user ID, new password and email address and create secure phrase and   select a colour from the listing.

 Read and accept the terms and conditions and click “Submit”.
 Step 5  Once registration is completed, system will display the secure phrase and default daily   online transaction limit. Click “Click Here” to proceed to login page.
 Step 6  Once successful, proceed to “Login” with your user id and password to enjoy the   benefits.

2. Cardholders can follow the steps below for Rakyat Reward Points conversion to airasia point through iRakyat:

 Step 1  To convert, login to i-Rakyat with your registered User ID and Password.
 Step 2  Select “iReward” and check your Rakyat Rewards value in “RM”
 Step 3
 Insert the redemption value in “RM” for every RM25 to convert: E.g.

Bank Rakyat Points Points Value in RM Conversion to airasia poin
2,500 25 1,000
5,000 50 2,000
10,000 100 4,000


 Step 4  Choose your desired redemption points/rebates methods to available appointed partners:airasia rewards and insert your airasia member ID
 Step 5  Upon completion, proceed to “checkout”, confirm the redemption details and a   message  will be displayed to confirm the redemption order.

The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.