Corporate Info

DATO' DR. MOHAMMAD HANIS OSMAN
Chief Executive Officer

EDUCATION

• Doctor of Philosophy (Economics), International Islamic University Malaysia
• Master of Business Administration (Finance), International Islamic University Malaysia (Being awarded the Overall Best Student Award 2002 for MBA Program)
• BA (Hons) Accounting and Finance, University of East London, United Kingdom
• Advanced Diploma in Management Accounting, CIMA, United Kingdom

CERTIFICATIONS

• Chartered Professional in Islamic Finance (CPIF), Chartered Institute of Islamic Finance Professionals
• Executive Development Program, The Wharton School of the University of Pennsylvania
• Cambridge Islamic Finance Leadership Program, Clare College, University of Cambridge (Being awarded the Cambridge Islamic Finance Leadership Award)
• High Performers Leadership Development Program, Australian Institute of Management, Western Australia
• Licensed Dealer’s Representative, The Securities Commission of Malaysia Examinations
• Certified Treasury Personnel, The Malaysian Financial Markets Certificate

INTERNAL EXPERIENCE

• Chief Executive Officer (2022)
• Deputy Chief Executive Officer, Business (2020)
• Chief Retail Banking Officer (2018)
• Chief Treasury Officer (2016)
• Senior Vice President, Treasury (2014)
• Head of Treasury and Investment (2009)

EXTERNAL EXPERIENCE

• Senior Manager, Derivatives & Structured Products, Treasury, Bank Islam (2008)
• Head of Treasury, Al Wifaq Finance, United Arab Emirates (2008)
• Vice President, FX Swaps & Money Market, HwangDBS Investment Bank (2006)
• Assistant Vice President, Debt Capital Market, HwangDBS Securities (2003)
• Manager, Fixed Income, K&N Kenanga Securities (2002)
• Senior Dealer, Corporate Treasury, BSNC Corporation (2001)
• Assistant Vice President, International Capital Market & Derivatives, Affin Bank (2001)
• Senior Dealer, Derivatives and Structured Products, BSN Commercial Bank (1999)
• Dealer, Money Market, BSN Commercial Bank (1996)

AHMAD SHAHRIL MOHD SHARIFF
Deputy Chief Executive Officer, Business

EDUCATION

• Bachelor's Degree in Science (Finance and Accounting), University of Salford, United Kingdom
• Certified Chartered Institute of Islamic Finance, Chartered Institute of Islamic Finance

INTERNAL EXPERIENCE

• Deputy Chief Executive Officer, Business (2022)
• Deputy Chief Executive Officer, Operations (2022)

EXTERNAL EXPERIENCE

• CEO (Advisory basis), Refflesia Communication Sdn Bhd (2021)
• Chief Business Officer, Agro Bank (2017 - 2021)
• Chief Transformation Officer, Agro Bank (2015 - 2017)
• Deputy Director, Banking Supervision, Bank Negara Malaysia (2015)
• Deputy Director, Financial Surveillance, Bank Negara Malaysia
• Risk Specialist, Specialist Group, Bank Negara Malaysia (1998)

NOR HAIMEE ZAKARIA
Deputy Chief Executive Officer, Operations

EDUCATION

• B.A (Hons) Accounting, Finance and Economics - First Degree, University of Essex, Colchester, Essex, United Kingdom
• Fellowship, Chartered Association of Certified Accountant, United Kingdom (ACCA)
• Chartered Accountant, Malaysia Institute of Accountants (MIA)

INTERNAL EXPERIENCE

• Chief Finance Officer (2014)
• Head, Account and Information Management (2008)

EXTERNAL EXPERIENCE

• Company Secretary, Bank Islam Malaysia Berhad (2007 - 2008)
• Head, Group Finance/Joint Secretary, BIMB Holdings Berhad (2003 - 2006)
• Senior Manager, Group Finance, Bank Islam Malaysia Berhad (2001 - 2003)
• Audit Senior, Cooper Lancaster Brewers, Chartered Accountants, London (1994)
• Auditor, Coopers and Lybrand Deloitte (CL), Chartered Accountants, United Kingdom (1990 - 1991)

AMREN FAISAL FADZIL
Chief Finance Officer

EDUCATION

• Bachelor in Finance, MARA Institute of Technology (UiTM)
• Diploma in Investment Analysis (UiTM)
• Certified Financial Planner (CFP)
• Federation of Malaysia Unit Trust Managers (FMUTM)
• Malaysian Financial Market Certificate (PKMC)
• Chartered Professional in Islamic Finance (CPIF) - Chartered Institute of Islamic Finance Professionals (CIIF)

INTERNAL EXPERIENCE

• Chief Treasury Officer (2018)
• Vice President of Investment Portfolio Management (2016)
• Equity Manager (2014)
• Investment Manager (2012)

EXTERNAL EXPERIENCE

• Portfolio Manager (Senior Manager), Affin Fund Management (2008 - 2012)
• Financial Planner Executive, Permodalan Nasional Berhad (PNB) (2002 - 2008)

SITI SALMIAH MOHD NOR
Chief People Officer

EDUCATION

• Master of Education, University of Oregon
• Bachelor of Arts (TESL) and Minor in International Relations, California State University Chico

INTERNAL EXPERIENCE

• Chief Human Capital Officer (2021)

EXTERNAL EXPERIENCE

• Senior General Manager, Naza Corporation Management Sdn Bhd (2012 - 2020)
• Head Human Resources, Guocoland (Malaysia) Bhd (2011 - 2012)
• Senior Manager Human Resource, HL Management Co Sdn Bhd (2006 - 2011)
• Head, Training, Hong Leong Management School Sdn Bhd (1992 - 2006)
• Lecturer, MARA Junior Science College (MRSM) Kulim (1986 - 1992)

FIRDAUS AHMAD FAUDZI
Chief Strategy and Transformation Officer

EDUCATION

• Bachelor Degree in Computer Science, Northumbria University (KDU College), Malaysia
• Project Management Professional (PMP) (Project Management Institute)

INTERNAL EXPERIENCE

• Chief Strategy and Transformation Officer (2023)
• Senior Vice President, Digital (2022 – 2023)
• Head (Senior Vice President), Digital Innovation (2021 – 2022)
• Head (Senior Vice President), Card and Channel Management (2021 – 2022)
• Head (Vice President), Channel Management (2020 – 2021)
• Head, Delivery Channel (2018 - 2020)
• Acting Head, Delivery Channel (2018)
• Acting Head, Electronic Channel Management (2018)
• Manager, IT Analysis and Reporting (2015 – 2017)

EXTERNAL EXPERIENCE

• Senior Business Intelligence Analyst, Group Finance Office, Maybank Berhad
• Business Analyst Siebel/OBIEE, Transformation Office, CIMB Bank Berhad
• Compliance and Services Assurance, Call Centre, United Overseas Bank (Malaysia) Berhad
• Business Planning and Engagement, Call Centre, United Overseas Bank (Malaysia) Berhad
• Customer Service Consultant, Call Centre, United Overseas Bank (Malaysia) Berhad

MOHAMAD SHIBLIE ABG SAPUAN
Chief Business Banking Officer

EDUCATION

• Diploma in Accountancy, MARA Institute of Technology (UiTM)

INTERNAL EXPERIENCE

• Acting Chief Business Banking Officer (2020)
• Acting Regional Director, Sabah and Sarawak Region (2019)
• Head (Vice President) at Chief Retail Banking Officer’s Office (2018)

EXTERNAL EXPERIENCE

• Head, Network Sales and Support, Affin Bank Berhad (2016 - 2018)
• Branch Manager, Affin Bank Berhad (2009 - 2016)
• Area Manager, Mayban Finance Berhad (2005 - 2009)
• Branch Manager, Mayban Finance Berhad (1996 - 2005)
• Assistant Branch Manager, Mayban Finance Berhad (1996)
• Officer, Mayban Finance Berhad (1991 - 1995)

ZULKARNAIN TAMAN
Chief Retail Banking Officer

EDUCATION

• Master in Business Administration, MARA Institute of Technology (UiTM)
• Bachelor of Science (Statistic) (UiTM)

INTERNAL EXPERIENCE

• Acting Chief Retail Banking Officer (2020)
• Head (Vice President) Analytic and Insight, Chief Executive Officer’s Office (2020)
• Head (Vice President) at Chief Retail Banking Officer’s Office (2018)
• Senior Vice President, Retail Recovery/Rehabilitation (2014)
• Assistant General Manager, Risk Management (2011)
• Assistant General Manager, Strategic Planning (2010)
• Head, Risk Management (2009)
• Manager, Risk Management and Surveillance (2003)

EXTERNAL EXPERIENCE

• Deputy Chief Executive Officer, Koperasi Pembiayaan Syariah Angkasa (KOPSYA) (2018 - 2020)
• Director, MBML Islamic, Bank of Maldives Plc (2017 - 2018)
• Managing Director, Amanie Advisors Sdn Bhd/Amanie Holdings Ltd (2015 - 2016)
• Director, Governance, Risk Management and Compliance Amanie Advisors Sdn Bhd/Amanie Holdings Ltd (2014 - 2015)
• Assistant Manager, Cagamas Berhad (2003)
• Assistant Manager, Utama Merchant Bank Berhad (1998 - 2003)
• Head of Unit, Sime Bank Berhad (1994 - 1998)
• Research Officer, United Malayan Banking Corporation (1991 - 1994)
• Assistant Research Officer, Palm Oil Research Institute of Malaysia (1988 - 1991)

Zakaria Rakesh Abu Bakkar Seddek
Chief Treasury Officer

EDUCATION

• Diploma Lanjutan Perakaunan (UITM)
• Diploma Perakaunan (UITM)
• Sijil Persatuan Pasaran Kewangan Malaysia

INTERNAL EXPERIENCE

• Chief Treasury Officer (2023)

EXTERNAL EXPERIENCE

• Director, Treasury, Al Rajhi Banking & Investment Corp (M) Bhd Kuala Lumpur
• Director, Treasury & Market, Affin Hwang Investment Bank, Malaysia
• Vice President, Treasury & Investment Division, Affin Investment Bank Bhd, Malaysia
• Bond Desk, Affin Bank Berhad
• Swap Desk, Affin Bank Berhad
• Spot Desk, Affin Bank Berhad
• Money Market Desk and Islamic Desk, Affin Bank Berhad
• Treasury Operation, Affin Bank Berhad
• Treasury Processing, Proton Holdings

ABDUL RAZAK ABU BAKAR
Chief Credit Administration and Banking Operations Officer

EDUCATION

• MBA Finance, Putra Business School UPM
• Bachelor of Accountancy (Honours), Universiti Utara Malaysia (UUM)
• Member, Chartered Accountant (CA), Malaysian Institute of Accountants (MIA) (Membership No.31505)
• Chartered Institute of Islamic Finance Professional (CIIF)

INTERNAL EXPERIENCE

• Chief Credit Administration and Banking Operation Operation (2022)
• Chief Recovery and Collection Officer (2020)
• Chief Business Banking Officer (2018)
• Senior Vice President, Corporate Banking (2014)
• Assistant General Manager, Commercial Banking (2012)

EXTERNAL EXPERIENCE

• Head SME, Commercial Banking, Bank Islam Malaysia Berhad (2009 - 2012)
• Assistant Vice President, Head of Structured Finance, OCBC Bank Berhad (2004 - 2009)
• Senior Relationship Manager, Commercial Banking, RHB Bank Malaysia Berhad (2001 - 2004)
• Assistant Manager, Corporate Finance, Aseambankers Berhad/Aseamlease Berhad, Maybank (1996 - 2001)
• Audit Executive/Tax Executive, Azman Wong Salleh and Co (1993 - 1996)

MUZAMIR OMAR
Chief Corporate Services Officer

EDUCATION

• Chartered Banker (AICB)
• Chartered Islamic Finance Professional (INCEIF)
• Masters in Business Administration (UiTM)
• Bachelor of Education (Kent, UK)
• Diploma in Accounting Administration (UMCCed)

INTERNAL EXPERIENCE

• Chief Strategy and Transformation Officer (2018)
• Vice President, Corporate Strategy (2014)
• Head, Strategic Planning (2013)
• Manager, Corporate Planning (2005)

EXTERNAL EXPERIENCE

• Manager, Risk Management, Bursa Malaysia Berhad (2003 - 2005)
• Senior Audit Executive, Risk Assurance, Bursa Malaysia Berhad (2002 - 2003)
• Senior Strategic Planning Officer, Bursa Malaysia Berhad (1996 - 2001)
• Business Process Analyst, Time Quantum Tech (1994 - 1996)

ADI AZMIR ABDUL GHANI
Chief Information Technology Officer

EDUCATION

• Executive Programme Digital Distruption - Digital Transformation Strategies, University of Cambridge, Judge Business School
• Master in Computer System, Universiti Putra Malaysia (UPM)
• Bachelor in Engineering (Electronic Engineering) (Communications), The University Of Sheffield, United Kingdom

INTERNAL EXPERIENCE

• Chief Information Technology Officer (2020)

EXTERNAL EXPERIENCE

• Chief Technology Officer, Amanah Raya Berhad (2019 - 2020)
• General Manager, Digital and Strategy, Celcom Axiata Berhad (2018 - 2019)
• Chief Operation Officer, Nixfon (M) Sdn Bhd (2016 - 2017)
• Head, IS Services, DRB HICOM (2012 - 2016)
• Director, IT Division, International Islamic University (IIUM) (2009 - 2012)
• Head, IT, Maersk/Port of Tanjung Pelepas (2007 - 2009)
• Deputy Director Information System, Tourism Malaysia (2003 - 2007)
• Information Service Manager, US Embassy Kuala Lumpur (2001 - 2003)
• Associate Engineer, Measat Broadcast Network Systems (ASTRO) (1997 - 2001)

NIZAM SANI
Chief Marketing and Communications Officer

EDUCATION

• Bachelor of Arts in Marketing and Advertising (Hons), The London Institute, London College of Arts, Distributive Trades England

INTERNAL EXPERIENCE

• Chief Marketing and Communications Officer (2020)
• Chief Executive Officer, Yayasan Bank Rakyat (2020)
• Senior Vice President, Marketing and Communications (2015)

EXTERNAL EXPERIENCE

• General Manager, Marketing, Astro Radio, Astro - Measat broadcast Network Systems Sdn Bhd (2015)
• Head, Malay Premium Channels (Mustika (4) Indopek (2) Basic HD Channel), Astro - Measat broadcast Network Systems Sdn Bhd
• Senior Manager/Channel Manager, Astro Prima and Warna, Astro - Measat broadcast Network Systems Sdn Bhd
• Product Strategy Manager, Astro - Measat broadcast Network Systems Sdn Bhd (2007 - 2008)
• Manager, Marketing Communications, Al Rajhi Bank, Bank Al Rajhi (2007)
• Head, Credit Related Business Unit, AmAssurance Berhad (2004 - 2006)
• Senior Executive, Corporate Communications, Malaysian Electronic Payment System (MEPS) (2003 - 2004)
• Executive, Programme Management and Marcomms, Maybank Berhad (2001 - 2003)

ROSLY MOHAMED
Chief Collection & Recovery Officer

EDUCATION

• Certificate Internal Auditor for Financial Institutions (Ciaffin)
• Bachelor of Business Administration (Hons) with Distinction, Royal Melbourne Institute of Technology (RMIT)
• Diploma in Banking (UiTM)

INTERNAL EXPERIENCE

• Senior Vice President, Collection, Rehabilitation & Recovery / Relief Chief Collection & Recovery Officer (2022)
• Vice President / Head, Business Financing, Recovery & Rehabilitation Division (2014 - 2022)
• Manager, Business Financing Rehabilitation Department (2011 - 2014)
• Assistant Manager, Consumer Financing Collection Center Department (2010 - 2011)
• Senior Executive, Business Financing & Rehabilitation Department (2007 - 2010)
• Senior Audit Executive, Audit Operation Department (2006 - 2007)
• Senior Audit Executive, Audit 1 Department (2003 - 2006)
• Executive, Account Department (Head of Budget & Financial Reporting Unit) (1996 - 2003)
• Executive, Account Department (Head of Payment Unit) (1994 - 1996)
• Executive, HQ/Branches Current Account (Head Unit)(1993 - 1994)
• Executive, Management Information System Department (1991 - 1993)
• Executive, Treasury Department (1990 - 1991)
• Executive, Jabatan Pasaran Harta (1990)

AHMAD SHUKRI ABD RAHMAN
Chief Risk Officer

EDUCATION

• Executive Master in Islamic Banking and Finance, Asia E University Malaysia
• Bachelor of Business Administration, Texas A&M University at Commerce
• Certificate in Islamic Law, International Islamic University Malaysia (IIUM)
Chartered Professional in Islamic Finance (CPIF)

INTERNAL EXPERIENCE

• Chief Risk Officer (2016)

EXTERNAL EXPERIENCE

• Head, Risk Management Department, OCBC Al-Amin Bank Berhad (2008 - 2016)
• Vice President, Retail Credit Operations, Al Rajhi Banking and Investment Corporation (Malaysia) Berhad (2006 - 2008)
• Head, Credit Risk Management Section, Risk Management Department, Bank Muamalat Malaysia Berhad (2003 - 2005)
• Deputy Manager, Credit Quality, Control Department, The Pacific Bank Berhad (1995 - 2000)
• Senior Officer, Loan Supervision Department, Oriental Finance Berhad (1991 - 1995)
• Member, FAA (Finance Accreditation Agency) -Accrediting Panel
• Risk Committee, Dana Peladang Kebangsaan

USTAZ MOHD ZAMEREY ABDUL RAZAK
Chief Shariah Officer

EDUCATION

• Master in Islamic Studies, Universiti Kebangsaan Malaysia (UKM)
• Bachelor of Shariah (Hons), Yarmouk University, Jordan

INTERNAL EXPERIENCE

• Secretary, Shariah Committee (2014 - present)

EXTERNAL EXPERIENCE

• Secretary, Shariah Committee, Asian Finance Bank (Qatar Islamic Bank Group)
• Khatib and Imam Ratib, Majlis Agama Islam Wilayah Persekutuan, reference JAWI.K500-55
• Head of Shariah Department, Takaful Ikhlas Sdn Bhd
• Pioneering employee in establishing Takaful Ikhlas
• Founder, Akademi Imam Syafi’e (AIS) (2008)
• Chairman Board of Trustee, Yayasan As-Syafi’e (2016)
• Shariah Committee Member, Stella Capital al-Aqarat Real Estate Fund, USA (2009)
• Shariah Committee Member, IsaReit Retail Properties Sdn Bhd, Kuala Lumpur (2009)
• Board of Trustee, Yayasan Tok Kenali, Kelantan State Government (2013 – present)
• Board of Trustee, KUIS Foundation (Islamic International University College Selangor) (2014 – 2022)
• Committee Member, Joint Management of Dana Waqaf Ilmu IIUSC and Perbadanan Waqaf Selangor (PWS) (2019-2022)
• Adjunct Lecturer, Universiti Teknologi Petronas (2014 – 2015)
• Associate Research Fellow, International Research Center of Islamic Economics and Finance (IRCIEF), Islamic International University College Selangor (2014-2017)
• Founder, Integration High School (Islamic Education and Academics), Kampot Region, Cambodia (2010)
• External Advisory Panel, Center for Islamic Finance Education and Research (CIFER), Sultan Abdul Halim Mu’adzam Shah International Islamic University (2018)
• Committee Member, Joint Management of Waqf Collaboration, Majlis Agama Islam dan Adat Melayu Terengganu dan Bank Rakyat (2018)
• Board of Director, Harta Suci Sdn Bhd (Pusat Pungutan Zakat Wilayah Persekutuan – PPZ) (2021 - present)
• Adjunct Professor, Department of Islamic Studies, Faculty of Human Sciences, University Pendidikan Sultan Idris (2021-2022)

JUFREE SOAIDIN
Chief People Officer

EDUCATION

• Master of Business Administration (Internal Audit), University Malaya (UM)
• Bachelor of Business Administration (Finance), Universiti Teknology Mara (UiTM)

INTERNAL EXPERIENCE

• Chief Compliance Officer (2022)
• Chief Compliance & Governance (2022)
• Vice President, Regulatory & Operational Compliance (2020)
• Manager, Regulatory Compliance (2016 - 2018)
• Manager, Method & Procedure (2016 - 2016)
• Manager, Internal Audit (2010 - 2013)

EXTERNAL EXPERIENCE

• Assistant Vice President, Internal Audit Group, CIMB Group (2008 - 2010)
• Assistant Vice President, Internal Audit Division, Southern Bank Berhad (2004 - 2007)
• Senior Executives, Internal Audit Department, Utusan Melayu (M) Berhad (2002 - 2004)
• Officer, Internal Audit Department, Hong Leong Finance Berhad (1997 - 2001)

ABDUL AZIZ MD ZIN
Chief Compliance Officer

EDUCATION

• Bachelor’s Degree in Accountancy, University Technology Mara (UiTM)

INTERNAL EXPERIENCE

• Chief Compliance (2023 - Present)
• Chief Internal Audit (2022)
• Vice President, Governance Audit & Business Banking (2017)
• Vice President, Strategic Audit & IT (2015)
• Vice President, Strategic Audit (2014)
• Vice President, Development Management (2014)
• Vice President, Compliance (2013)
• Deputy Chief Internal Audit, Investigation & Branch Operation (2012)
• Manager, Early Audit Investigation & Detection (2012)
• Manager, Branch Audit (2011)
• Manager, Operational & Management Audit 1 (2006)
• Manager, Audit 3 (2004)

EXTERNAL EXPERIENCE

• Manager, Inspection, Kuala Lumpur Stock Exchange (KLSE)
• Audit Assistant, Azman Wong, Salleh & Co