Wealth Management

Takaful myHome Content

Features

Takaful myHome Content protects your home contents and personal belongings from damage or loss as follows:

• Loss or damage to your home contents due to fire, lightning and explosion caused by gas used for domestic purposes
• Loss or damage to your home contents by aircraft, road vehicles or animals, bursting or overflowing of water tanks or pipes, forcible theft and violent entry as well as natural disasters such as windstorms, earthquakes and floods
• Damage to the mirrors 
• Maid’s property 
• Liability to third parties for accidents in your house 
• Compensation for fatal injury occurring by visible violence caused by thieves or by fire
• Lost of rent not exceeding 10% of the contents sum insured. 
• Additional Coverage:
  • Deterioration of food in the freezer
  • Cost of replacing locks or keys 
  • Cost of replacing lost legal documents 
  • Cleaning services or laundry cost 
  • Loss or damage to the water filter outside the building (within the compound) other than by fire or lightning 

You may extend coverage to the following risks by paying additional contribution:

• Subsidence and landslip - 0.081% x Sum Covered/Plan Selected
• Riot, strike and malicious damage (RSMD) - 0.010% x Sum Covered/Plan Selected.
  *Please refer to the Product Disclosure Sheet (PDS) for more information

Benefits

*The annual contribution shown in the table above includes service tax and stamp duty.

Privileges

• Provides comprehensive home contents protection
• Cashback should there be no claims during the coverage period*
• Simple package plans offering home contents protection
• Protects the home contents from perils such as fire, lightning, domestic explosions, aircraft, burst water tanks or pipes, theft or robbery, hurricanes, cyclones, typhoons, storms, earthquakes and floods
• Additional protection for conditions such as riots, strikes, damage from vandalism, subsidence and landslides 
• No declaration required**

*Subject to the performance of the Takaful Am fund and service fees, and no claims made during the coverage period and this is not guaranteed. 

**Subject to the maximum value limit (total value of all items) for platinum, gold, and silver items as well as jewelry, and animal fur,which should not exceed 1/3 of the total home contents coverage.

Eligibility

1. Under this certificate, the house owner or tenant is the participant (certificate holder). 
2. “Contents” means household goods and personal effects belonging to the participant or any member of the family residing with the participant in the same private dwelling house
3. The participant must be 18 years old and above

Click here to view Product Disclosure Sheet Takaful myHome