Wealth Management

Takaful Ikhlas GCTT Ar-Rahnu

TAKAFUL IKHLAS GCTT AR-RAHNU

A unique plan specially designed to protect Pawn Broking-i (Pajak Gadai) and to ensure the safety of pledged gold or jewellery in the event of death or Total and Permanent Disability (TPD)*.

ELIGIBILITY

1. Customers may participate in this plan from the age of 18 up to 65 years.
2. Open to all Malaysian citizens.

FEATURES

1. Affordable contribution

• Low one-time contribution with comprehensive protection.

2. Peace of mind

• 24-hour protection in the event of death or Total and Permanent Disability.

3. Simple and fast registration process

• Registration without health examination, with automatic coverage ranging from RM1,000 to RM350,000.

4. Gold protection

• IKHLAS GCTT Ar-Rahnu ensures that your pledged items will not be auctioned in the event of misfortune.

5. Passing on value, not burden

• Outstanding financing will be settled so your family is not burdened with debt.

6. Takaful contribution amount

• The takaful contribution payable is based on the age of the covered person and the amount of Ar-Rahnu financing taken.

BENEFITS OF THE IKHLAS GCTT AR-RAHNU PLAN

1. The protection period offered under the IKHLAS GCTT Ar-Rahnu plan is up to 18 months.
2. Any remaining balance in the Participant’s Individual Fund (if any) will be paid to the Takaful Participant upon certificate maturity.

Note:
The actual benefit payable for outstanding Pawn Financing-i depends on the prevailing coverage amount as stated in the Benefits Illustration.

GCTT: Group Credit Term Takaful

Please refer to your takaful certificate for further details, terms, and conditions of the product.

This brochure is for general information only and does not constitute a contract for this product. You are advised to refer to the Benefits Illustration and Product Disclosure Sheet for detailed information on the key features and benefits of the plan to ensure full understanding before participating.

For further information or enquiries, please contact Bank Rakyat Contact Centre at 1-300-80-5454 or visit any Bank Rakyat branch.