Savings
Investment-i
Investment Account – i Rizq Plus is an Investment Account product which allow you to invest and potentially earn higher returns while at the same time gives you the opportunity of winning attractive prizes.
Concept
Mudarabah
Product Features
- Potential to earn higher returns
- Attractive prizes to be won
- Frequent prize draw.
- Stable profit rate
- Various segments of prizes
- High opportunity of winning
- Debit Card-i facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide
- iRakyat internet banking facility
PSR and Profit Rates
Range | Profit Sharing Ratio (PSR) (Customer : Bank) |
| 0 – 4,999.99 | 1:99 |
| 5,000 - 9,999.99 | 2:98 |
| 10,000 – 49,999.99 | 3:97 |
| 50,000 – 999,999.99 | 21:79 |
| 1,000,000 and above | 51:49 |
*The customer will obtain the profit of the investment based on the profit-sharing ratio that has been agreed with the Bank
Investment Monthly Rate
Fund Performance Report
- Fund Performance Report Quarter Ended 30 September 2024
- Fund Performance Report Quarter Ended 30 June 2024
- Fund Performance Report Quarter Ended 31 March 2024
- Fund Performance Report Quarter Ended 31 December 2023
- Fund Performance Report Quarter Ended 30 September 2023
- Fund Performance Report Quarter Ended 30 June 2023
- Fund Performance Report Quarter Ended 31 March 2023
- Fund Performance Report Quarter Ended 31 December 2022
- Fund Performance Report Quarter Ended 30 September 2022
Eligibility
- Individual /Joint/ Trust
- Residents and Non-Residents
Requirement to Open an Account
Initial Investment of RM100
Required Documents
| Individuals / Joint |
|
| Trust Account |
|
| Non - Resident | For those employed:
For students:
|
Account Opening
Customer may visit any Bank Rakyat branches OR book an appointment at https://appointment.bankrakyat.com.my for account opening.
Fees & Charges
| No | SUBJECT | CHARGES | |
|---|---|---|---|
| Deposits | |||
| 1. | Deposit of Coins | Free | |
| Withdrawals | |||
| 2. | Exchange of Coins | Free | |
| Closure of Account | |||
| 3. | Closure within 3 months of Opening | RM20.00 *For Account with balance below RM20, the Bank will absorb the remaining balance in the account as service charge | |
| General | |||
| 4. | Debit Card-i | Annual Fee | RM8.00 |
| Card Replacement | RM12.00 Lost /Stolen | ||
| Damage Card/Chip | RM0.00 | ||
