Qard
- Hibah (if any) are at the sole discretion of the Bank.
- Transact online at any time
- Monthly statements to all account holders is free of charge
- Minimum balance to be maintained in the account is RM 0.01
EFFICIENT PROCESS |
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GREATER FLEXIBILITY IN ACCOUNT MANAGEMENT |
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COST EFFECTIVE |
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MAXIMUM CONFIDENTIALITY |
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PAYMENT METHOD THAT WORKS |
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TRANSPARENT |
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- Individual:
- 18 years and above
- Not bankrupt
- Minimum deposit of RM500 for account opening
- Non individual:
- Companies, associations, clubs, societies, professional bodies and government agencies
- Not subject to any winding-up order or court action
- Minimum deposit of RM1,000 for account opening
- An introducer is required for account opening
FORM |
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DOCUMENT REQUIRED |
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Individual: Minimum deposit RM500
Non Individual: Minimum deposit RM1,000
OPENING OF ACCOUNT | |||
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SERVICES | TRANSACTIONS | CHARGES | |
CTOS Check | All types of account | Free | |
SSM Check | Company Account | Free | |
DEPOSIT | |||
Coin deposit | Individual and Small and Medium Enterprises (SMEs) accounts | Free | |
For non individual accounts: | |||
First RM1,000.00 | Free | ||
RM1,000.00 to RM5,000.00 | RM3.00 | ||
More than RM5,000.00 | RM5.00 | ||
Note: No fee will be charged for coin deposit via Coin Deposit Machine | |||
Postage Charges |
For mailing Image Returned Document (IRD) not collected after 3 days (by normal mail) to account holder |
RM2.00 |
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WITHDRAWAL | |||
Exchange of Coins | Individuals and Small and Medium Enterprises (SMEs) account | Free of charge | |
For non individual account: | |||
Loose (RM200.00 and below) | Free of charge | ||
Bulk exchange for more than RM200.00 | RM7.00 for each bag | ||
DISCLOSURE OF CUSTOMER INFORMATION | |||
Ad Hoc Statement |
RM2.00 per page (minimum RM5.00) |
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Audit confirmation | RM30.00 | ||
Bank confirmation (Account status confirmation/letter of reference) |
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RM20.00 | |
CURRENT ACCOUNT STATEMENT | |||
Change in Frequency |
From monthly to bi-weekly |
RM5.00 for every month |
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From monthly to weekly |
RM10.00 for every month |
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Duplicate Statement |
RM20.00 for every month |
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CLOSURE OF ACCOUNT | |||
Closure within 3 months of Openinga |
RM20.00 (For Account with balance below RM20, the Bank will absorb the remaining balance in the account as service charge) |
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GENERAL | |||
Marked Cheque | RM15.00 per cheque | ||
Bankcard (Kad ATM) | Annual Fee | RM8.00* every year | |
Card Replacement | RM12.00 |
eCurrent Account-i (Individual) | |
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Amount (RM) | Hibah Rates* (p.a) |
0 - 999 | 0.00 % |
1,000 - 99,999 | 1.25% |
100,000 and above | 1.50% |
eCurrent Account-i (Non-Individual) | |
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Amount (RM) | Hibah Rates* (p.a) |
0 - 4,999,999 | 1.50 % |
5,000,000 and above | 1.75 % |
THE DISCLOSURE OF HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS AND SHALL NOT BE CONSTRUED IN ANY WAY AS AN INDICATIVE OR PROSPECTIVE RATE.
THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE DISPLAYED IS AT SOLE DISCRETION OF THE BANK.