Personal Banking

Financing-i / Vehicle Financing-i (Graduate Scheme)
  • Minimum requirement: Diploma holder
  • 100% from selling price
  • Malaysian
  • Age between 20 to 30 years old.
  • Minimum Salary RM2,000.
  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction by Employer (PGM)
  • Cash and Electronic Payment (For Government and GLC staff only, minimum salary RM3,500.)
  • Copy of MyKad
  • Copy of driving license
  • Copy of 3 months latest salary slip
  • Latest Bank statement
  • Letter offer and Acceptance letter (Compulsory for newly employed applicant with one month / less than 3 months in service)
  • Copy of Diploma / Degree Transcript
  • Vehicle Sales Order (VSO)
ITEMS CHARGE
Wakalah Fee Wakalah or agency fee of RM28.30
Stamp Duty Fee 0.5% of total financing as contained in the Stamp Duty Act 1949
Early Settlement Fee N/A
Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicates registration card etc.

RM 15 per document

Issuance Of Letter To Authority For Transfer Of Vehicle To East Malaysia Or Vice Versa RM15 per document
Late Payment Charges During the financing tenure :
1% per annum on the overdue instalment amount

After expiry of financing tenure :
Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance

  • RM30,000 - RM150,000
  • 4-9 Years
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.