Personal Banking

Wealth Management / Takaful Amani
  • Takaful Amani is a protection scheme which provides monetary compensation in the events of death or permanent disability on the injuries caused solely and directly by accidents.
  • As low as RM0.14 cents a day depending on the selected available plan which provide comprehensive coverage with affordable plans options.
  • Provides 24 hours protection a day, 365 days a year of coverage worldwide

Takaful Amani provide the benefits as below:

Accidental Death 150,000 100,000 50,000
Accidental Permanent Disablement 150,000 100,000 50,000
Badal Hajj 1,500 1,500 1,500
Hospital Allowance (Up to 30 Days) 150 100 50
Medical Expenses (per year) 3,000 2,000 1,000
Ambulance Fee 600 400 200
Immediate Death/Funeral Expense 3,000 2,000 1,000
Annual Contribution 159 106 53

  • Affordable plan with simple and easy registration process
  • Coverage effective immediately, 24 hours protection worldwide
  • Automatic renewal via auto debit or credit card (optional)
  • Health examination is not required
  • Payment by cash/money transfer
  • Same contribution for male and female
  • Renewal age up to 74 years old
  • Open to all Nationality, Malaysian and Non-Malaysian
  • Bank Rakyat's customers between the age of 15 days to 69 years old
  • For those aged between 65 to 74 years old, approval is based on individual evaluation and case-to-case basis.
  • ​Coverage includes uniformed personnel (police, military, firefighter, etc), but only effective outside of working hours
  • Underwriting by Takaful Ikhlas General Berhad
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.