Personal Banking

Wealth Management / Takaful Amani
  • Takaful Amani is a protection scheme which provides monetary compensation in the events of death or permanent disability on the injuries caused solely and directly by accidents.
  • As low as RM0.14 cents a day depending on the selected available plan which provide comprehensive coverage with affordable plans options.
  • Provides 24 hours protection a day, 365 days a year of coverage worldwide

Takaful Amani provide the benefits as below:

Death 150,000 100,000 50,000
Permanent Disablement 150,000 100,000 50,000
Double Indemnity in the event of Death /
Total Permanent Disablement While in Public Transport
300,000 200,000 100,000
Double Indemnity in the event of Death /
Total Permanent Disablement While Performing Hajj or Umrah
300,000 200,000 100,000
Purchase of Orthopaedic Equipment 1,500 1,000 500
Funeral Expenses 6,000 4,000 2,000
Badal Hajj/Waqf 1,500 1,500 1,500
Medical Expenses (Limit per year) 6,000 4,000 2,000
Snatch Theft 400 300 200
Ambulance Fee (Limit per year) 600 400 200
Hospital Allowance (min 2 days, max 30 days) 150/day 100/day 50/day
Annual Contribution (incl. 8% SST) 162.00 108.00 54.00

  • Affordable plan with simple and easy registration process
  • Coverage effective immediately, 24 hours protection worldwide
  • Automatic renewal via auto debit or credit card (optional)
  • Health examination is not required
  • Payment by cash/money transfer
  • Same contribution for male and female
  • Renewal age up to 74 years old
  • Open to all Nationality, Malaysian and Non-Malaysian
  • Bank Rakyat's customers between the age of 15 days to 69 years old
  • For those aged between 65 to 74 years old, approval is based on individual evaluation and case-to-case basis.
  • ​Coverage includes uniformed personnel (police, military, firefighter, etc), but only effective outside of working hours
  • Underwriting by Takaful Ikhlas General Berhad
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.