Personal Banking

Financial Planning / Takaful Amani
  • Takaful Amani is a takaful protection scheme which provides monetary compensation in the events of death or permanent disability on the injuries caused solely and directly by accidents.
  • With as low as RM0.14 cents a day depending on the selected available plan, members can subscribe to the scheme.
  • The affordable schemes offered are:
Yearly Contribution RM159 RM106 RM53

  • Easy, simple and affordable to members.
  • Equal contribution for men and women.
  • 24-hour protection around the world.
  • Cash/credit card/check payment accepted.
  • Only available at Bank Rakyat branches.
  • Bank Rakyat's customers between the age of 18 and 69 years old.
  • For those, between the age of 65 and 69 years old, approval is based on individual evaluation and case-to-case basis.
  • Coverage includes uniformed personnel (police, military, firefighter, etc) except when they are performing their professional duties.
  • ‚ÄčUniformed personnel members (police, military, firefighter, etc) are eligible to subscribe to Plan B or C only.
Benefits based on accident (RM)
Death & Permanent Disability 150,000 100,000 50,000
Badal Haji 1,500 1,500 1,500
Hospital allowances (up to 30 days including admission for two days in succession 150 100 50
Treatment Cost (once and aggregate) 3,000 2,000 1,000
Ambulance Fee (once and aggregate) 600 400 200
Burial Cost 3,000 2,000 1,000
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.