i-Rakyat Online Banking

Internet has certainly revolutionized the banking sector. The advent of this computing platform has allowed banks to open a new, fast and efficient banking channel. Bank Rakyat is honoured to deliver iRakyat, our internet banking platform. With rich features, robust platform and state-of-the-art encryption technology, iRakyat provides unprecedented level of convenience. With great features, easy steps and richness in functionalities, iRakyat allows you to perform a variety of banking transactions including payment services with ease, anytime and anywhere at your convenience. As this is a very important channel to Bank Rakyat, we are committed to add new banking features as well as payee services for your greater convenience.

Services Offered

Account Information

  • Account Summary
  • Account Details
  • Account Transaction
  • Account History
  • Statement Request

Fund Transfer

  • Inter Bank Transfer
  • Inter Bank GIRO (IBG)

Services Available

  • Fund Transfer History
  • Scheduled Fund Transfer

Payment Service

  • Utility Bills (TNB/ASTRO, etc.)
  • Assessment/Tax (LHDN, City Council, etc.)
  • Zakat ( all states.)
  • Donation (Aman Palestin, Islamic Relief Malaysia, etc.)
  • Telecommunication (CELCOM, TM Unifi, DiGi, etc.)
  • Prepaid Reload
  • Deposit Services
  • Takaful
  • Financing Repayment
  • Education Loan Repayment (PTPTN, MARA, PTPK, Yayasan Sarawak, etc.)
  • Travel /Goods Online Purchase (AirAsia/iPay88/ Transnasional, etc.)


  • Financing Details
  • Transaction History
  • Financing Repayment
  • Repayment History
  • Eligibility Check
  • Scheduled Financing Repayment

Customer Services

  • Rates Inquiry
  • Cancellation of Kad Rakyat
  • Report of Lost/Stolen Kad Rakyat


How To Register to iRakyat?

It only takes THREE simple steps for you to connect to iRakyat:

Step 1

Visit our ATM to get your T-Pin number

Step 2

Log on to www.irakyat.com.my

Step 3

Register by keying in your Kad Rakyat and T-Pin number and you can start using iRakyat services.

iRakyat is a rich, easy and safe banking channel. To ensure you are able to maximize all its benefits, you are advised to read iRakyat Internet Security Guidelines. (Click here to read iRakyat Internet Security Guidelines.)

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