If you are an existing Credit Cardholder or are thinking about getting a credit card, it is important that you equip yourself with all the information relevant to your credit card - the function of a credit card, interest charges applicable, various features, membership benefits and terms and conditions of usage - so you can manage your credit card wisely. The information is easily available on the credit card, product leaflet, the welcome pack that comes with your card and on the Card Issuer's website. Take the time to study this information. Educate yourself to always Swipe Smart.
Irresponsible usage and poor management of your credit card can easily lead to debt. It is important that you, as a smart and responsible consumer, do not allow yourself to be caught in a debt trap. Eliminate the possibility of debt from the beginning by adopting good payment habits with all purchases you make on your credit card.
Issuer Having a credit card enables you to have a special relationship with your Card Issuer. You are now a member of a privileged group of people entrusted with a line of credit to use wherever and whenever you need it.
The type of credit card you are awarded is usually determined by your lifestyle at the point of application. Your credit card carries many features, benefits and privileges that you can take advantage of to enjoy an improved lifestyle.
Your credit card has product features and benefits designed to make using it a more rewarding experience for you and your loved ones. Responsible card usage and credit management allows you to enjoy the many benefits your credit card offers.
Your Credit Card is a valuable instrument. It is a payment tool with a line of credit that is sought after by many unscrupulous individuals. You must exercise caution the moment you receive your credit card. By practicing the following safe habits, you can be sure of swiping smart when using your credit card...