Savings-i & Deposits-i / Umrah Savings-i Account
A dedicated account that facilitates your ibadah Umrah planning
- The shariah concept adopted is the Qard which is equivalent to savings deposit under the guarantee of Bank Kerjasama Rakyat Malaysia as thetrustee.
Note: The Qard is similar to the existing Savings-i Account concept.
- Mininum deposit to open an account is RM10
- Debit card facility (combo card) for cash withdrawals at Bank Rakyat ATMs or any ATMs with MEPS/BANKCARD logo nationwide
- i-Rakyat internet banking facility
- Passbook-less savings
- Age 13 years old and above;
- Identity Card
- Open the Umrah Savings i-Account.
- Make deposits into Savings i-Account for Ibadah Umrah.
- Ensure amount is sufficient to perform Ibadah Umrah.
- Subscribe to Umrah packages with experienced and reliable Umrah operators.
- Perform Ibadah Umrah according to plan.
|Debit Card||Application fee||RM8.00*|
|Annual Card fee||RM8.00*|
|Account Statement||For each application||RM10.60|
|Account Closure||Less than 3 months from the new account opening date*||RM10.00|
The published rates, fees and charges are effective from 1st February 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.