My 1st Home scheme allows young adults to obtain up to 110% financing and enable them to own their first home.
Tawarruq
- Under Construction
- Completed / Auction / Subsale
- Margin of financing up to 110%
- Malaysian Citizen
- First time home buyer
- Individual or joint applications
- Purchase for own occupation
Financing up to 110% inclusive MRTT/Legal Fee/Valuation Cost
Open
Package |
Financing with MRTT |
My 1st Home Scheme
|
Profit Rate |
As low as · SBR+1.35%
|
Standard Base Rate (SBR): 3.00%
MRTT = Mortgage Reducing Term Takaful
Maximum financing period 35 years or aged 70 years; whichever is earlier.
ITEMS | CHARGE |
---|---|
Wakalah Fee | RM28.30 |
Custodian of security documents after full settlement. | RM10.00 per set per month (inclusive 0% GST) |
Issuance of statement for EPF withdrawal. | RM15.00 per document (inclusive 0% GST) |
- Biro Perkhidmatan Angkasa (BPA)
- Potongan Gaji Majikan
- Pindahan Gaji (Potongan Akaun Simpanan-i) / Salary Transfer (Savings Account-i Deduction)
- Pembayaran Melalui Elektronik
Category | Document |
---|---|
Fixed Income |
|
Property Documents |
|
Please be informed that we have enhanced our Home Financing-i Terms & Conditions to give a better and clear understanding to our customers.
The revised Home Financing-i Terms & Conditions will take effect on 1st September 2019. For more information please click on the FAQ