Financing-i / Auto Hire Purchase Financing-i (An Naqlu 1)
Bank Rakyat Auto Hire Purchase Financing-i offers a flexible instalment scheme in purchasing new local and imported cars from the market.
  • Al Ijarah Thumma Al Ba'i (AITAB)
  • Maximum margin of 90% from on the road (OTR) sales price or invoice
  • Maximum financing tenure for up to 9 years
  • Financing limit is open and subject to customer's ability for monthly instalment commitment
  • Financing is for any purchase of new or used/reconditioned national or imported car
  • Not less than 18 years old and not more than retiring ages 55/56/60* years old on the end of financing tenure
  • Open to all public and private sector employees with fixed income who have served for at least 6 months.
  • Minimum monthly income of RM1,500

Please contact our nearest branch for information.

  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction by Employer (PGM)
  • Electronic Payment
  • Salary Transfer
  • 1 Copy of MyKad
  • 1 Copy of Driving License
  • 1 Copy of Latest 3 Months Salary Slip
  • Statement of Account Transactions
  • Confirmation Letter from Employer
Auto Hire Purchase Financing-i
  • RM10.00

Hire Purchase Financing-i Retirees 

  • RM10.00

Note: Takaful Protection (DTT) is compulsory from a takaful company appointed by the Bank.

Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration card etc. RM15.00 per document (inclusive 0% GST)
Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa. RM15.00 per document (inclusive 0% GST)

The published rates, fees and charges are effective from 1st November 2018 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.