Products

Financing-i / Auto Financing-i (An Naqlu 2)
Bank Rakyat Auto Financing-i offers a flexible and affordable instalment scheme when purchasing a national or imported car available in the market.
  • Murabahah (Tawarruq)
  • Maximum margin of 100% from on the road (OTR) sales price or invoice
  • Financing tenure for up to 9 years
  • Maximum financing amount subject to customer's monthly instalment limit
  • Financing is for any purchase of new or used passenger car. 
  • Not less than 18 years old and not more than retiring ages 55/56/60* years old on the end of financing tenure.
  • Open to all public and private sector employees with fixed income who have served for at least 6 months.
  • Minimum monthly income of RM1,500.

Please contact our nearest branch for information.

  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction by Employer (PGM)
  • 1 Copy of MyKad
  • 1 Copy of Driving License
  • 1 Copy of Latest 3 Months Salary Slip
  • Statement of Account Transactions
  • Confirmation Letter from Employer
Items Charges
Auto Financing-i  Ad Valorem
Lawyer fees for agreement  RM212.00 – RM265.00
Wakalah or Agency Fee Wakalah or agency fee of RM30.00 inclusive 0% GST
Issuance of letter to JPJ for change of vehicle engine no., interchange of vehicle registration no., duplicate registration card etc. RM15.00 per document (inclusive 0% GST)
Issuance of letter to authority for transfer of vehicle to East Malaysia or vice versa. RM15.00 per document (inclusive 0% GST)

The published rates, fees and charges are effective from 1st November 2018 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.

*Terms and conditions apply.