INDIVIDUAL | ||||
---|---|---|---|---|
ITEMS | CHANNELS | |||
IRAKYAT | MOBILE BANKING | ATM | OVER THE COUNTER | |
Daily transaction limit (RM per day) |
RM50,000 (combined limit with IBFT) |
RM 50,000 (combined limit) |
RM1 Million |
|
Payment reference | ||||
Availability of payee's name and transaction in beneficiaries' bank statement. | Yes | Yes | Yes | |
Availability of beneficiaries' names and payment references in payers' bank statement | No | No | No | |
Future-dated payment | Yes | No | No | |
Operating hours | 24hrs | 24hrs | Bank business hour | |
Transfer Fee | RM0.10 |
- |
RM0.10 | RM2 |
Transfer Fee (Senior Citizen & Disabled ) |
- |
Free of Charge |
NON INDIVIDUAL | ||||
---|---|---|---|---|
ITEMS | CHANNELS | |||
IRAKYAT COMMERCE | MOBILE BANKING | ATM | OVER THE COUNTER | |
Fees and Charges (RM per transaction) | ||||
Sole-proprietors, partnership, SME 1 and other corporate |
RM0.10* per transaction Bulk Payment: RM0.10* per transaction |
- |
Not offering |
RM2.12 per transaction Bulk Payment: RM0.80 per transaction |
Maximum Transaction Limit (RM per transaction) |
- |
|||
Sole-proprietors, partnership and SME 1 and Other Corporate | RM500,000 |
- |
Not offering | RM1 Million |
Payment reference | ||||
Availability of payee's name and transaction in beneficiaries' bank statement. | Yes |
- |
Not offering | Yes |
Availability of beneficiaries' names and payment references in payers' bank statement | No |
- |
Not offering | No |
Future-dated payment | No | Not offering | No | |
Operating hours | 24 hours |
- |
Not offering | Bank business hour |
Transfer Fee | RM0.10 |
- |
FOC |
1.For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
Note: *6% GST is paid by Bank Rakyat.
Charge stated is including 6% GST, if any
FOC for senior citizens and the disabled persons
The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply.
For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.*Terms and conditions apply.