Products

Credit Card-i / Muslimah Card
The Muslimah Card is the latest Credit Card-i issued by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.
  1. NO Annual Fees
  2. Low profit rate 13.5% per annum*
  3. 0% Mark Up Rate for overseas transactions (NO additional fees on currency exchange for overseas transactions)
  4. FREE Takaful Coverage on outstanding balance and benevolence – RM1,000
  5. 0% Instalment Plan facility for retail purchases of RM1,000 above
    • NO processing fee
    • NO penalty charge for full settlement
  6. Special campaigns and activities for cardholders
  7. Birthday rewards*
  • Women, Malaysian citizens
  • 21 years old and above
  • Per annum income of RM24,000 and above
  1. Copy of Identity Card (front and back)/Passport (for Principal/Supplementary Applicant)
  2. Documents :
    Salaried Employee:
    1. Latest month salary slip AND/OR
    2. Latest EA and EPF statements
    Self-Employed:
    1. Copy of business registration certificate AND
    2. Latest 3-month bank statements AND
    3. B Form or other supporting documents
    Expatriates:
    1. Copy of Bank Rakyat’s Savings-i Account
    2. Copy of contract period confirmation letter from employer
  3. New Customers : Click here for application form @ apply online: Online Credit Card Application
  4. Existing Bank Rakyat Credit Card-i Cardholders : Click here for application form

FREQUENTLY ASKED QUESTIONS – BANK RAKYAT MUSLIMAH CARD:

  1. What is the Muslimah Card?

    The Muslimah Card is the latest Credit Card-i by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.

  2. Who is eligible to apply for the Muslimah Card?
    • Malaysian citizens age 21 years old and above
    • Per annum income of RM24,000 and above
  3. How much is the annual fee for the Muslimah Card?

    NO annual fee is imposed for the Muslimah Card and the card is FREE for life.

  4. How many additional cards can I apply?

    The Principal Cardholder may have up to 5 Supplementary Cardholders.

  5. How do I apply for additional cards?

    The Principal Cardholder only needs to fill out the information in the Supplementary Card Application section of the Bank Rakyat Credit Card-i application form. The required documents are a copy of the Supplementary Card Applicant's identity card and a copy of the Principal Cardholder's identity card.

  6. I am a Supplementary Cardholder, however, I wish to apply as a Principal Cardholder. Can I do so?

    YES. The application procedure is similar to a new application.

  7. What is the number I need to contact for any enquiries?
    • To activate card and for enquiries, contact 03-2693 7600
    • To report loss or theft, IMMEDIATELY contact 03-2692 4600
  8. How do I check the status of my application?

    Application status will be notified via SMS.

  9. Can non-Muslim customers apply for the Muslimah Card?

    YES. However, transactions at non-halal merchant counters will be blocked.

EXISTING BANK RAKYAT CREDIT CARD-i CARDHOLDER (PRINCIPAL CARDHOLDER/ SUPPLEMENTARY CARDHOLDER):

  1. Can an EXISTING Bank Rakyat Credit Card-i Cardholder apply for the Muslimah Card?

    YES. The Cardholder only NEED to :

    1. Fill out the Application Form for Existing Bank Rakyat Credit Card-i Cardholders. Click HERE for the form.
    2. Attach a copy of identity card.
    3. Fax the form and copy of identity card to 03-2260 1145

     

  2. I am a Principal Cardholder (Male) and would like to offer the Muslimah Card to my Supplementary Cardholder (Female) who already owns a Bank Rakyat Credit Card-i. Can I do that?

    YES. The Principal Cardholder only NEED to:

    1. Fill out the Application Form for Existing Bank Rakyat Credit Card-i Cardholder. Click HERE for the form.
    2. Tick at the Supplementary Card option under Application Type.
    3. Complete the application form and attach a copy of the identity cards of both the Principal Cardholder AND Supplementary Cardholder.

     

  3. I am an existing Bank Rakyat Credit Card-i Cardholder. Will I be offered new financing limit for the Muslimah Card I have applied?

    NO. For existing Cardholders, the financing limit is based on the existing financing limits. In other words, it conceptualises 'sharing limit'.

  4. Do I have to terminate my existing card to apply for the Muslimah Card?

    NO. Cardholders may enjoy the benefits of both cards acquired.

The published rates, fees and charges are effective until 31st May 2018. Rates, fees and charges will be updated for customer’s viewing at a later date following the implementation of zero-rated GST (0%) from 1st June 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.