Products

Credit Card-i / Muslimah Card
The Muslimah Card is the latest Credit Card-i issued by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.
  1. NO annual fee.
  2. FREE family takaful coverage and RM1,000.00 death benefit.
    *Coverage is on the outstanding balance and maximum coverage is up to age 65.
  3. Flexi Payment facility for transactions of RM1,000 and above with payment plan of up to 24 months.
  4. ZERO mark-up rates for overseas transactions.
  5. Enjoy special discount rate of 5-10% at selected merchants.
  6. Special activities with Professional Experts exclusively for cardholders such as :
    1. Grooming workshops: Setting the Look for Today's Professional Muslimah. (In collaboration with Mrs Emi Idura Hashim, Image Consultant for Celebrity Hijab).
    2. Gourmet classes with professional chefs.
      Other activities to be notified from time to time.
  7. Special campaigns for Muslimah cardholders
  8. Enjoy discounts and promotions offered by MasterCard
  • Women, Malaysian citizens
  • 21 years old and above
  • Per annum income of RM24,000 and above
  1. Copy of Identity Card (front and back)/Passport (for Principal/Supplementary Applicant)
  2. Documents :
    Salaried Employee:
    1. Latest month salary slip AND/OR
    2. Latest EA and EPF statements
    Self-Employed:
    1. Copy of business registration certificate AND
    2. Latest 3-month bank statements AND
    3. B Form or other supporting documents
    Expatriates:
    1. Copy of Bank Rakyat’s Savings-i Account
    2. Copy of contract period confirmation letter from employer
  3. New Customers : Click here for application form @ apply online: Online Credit Card Application
  4. Existing Bank Rakyat Credit Card-i Cardholders : Click here for application form

FREQUENTLY ASKED QUESTIONS – BANK RAKYAT MUSLIMAH CARD:

  1. What is the Muslimah Card?

    The Muslimah Card is the latest Credit Card-i by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.

  2. Who is eligible to apply for the Muslimah Card?
    • Malaysian citizens age 21 years old and above
    • Per annum income of RM24,000 and above
  3. How much is the annual fee for the Muslimah Card?

    NO annual fee is imposed for the Muslimah Card and the card is FREE for life.

  4. How many additional cards can I apply?

    The Principal Cardholder may have up to 5 Supplementary Cardholders.

  5. How do I apply for additional cards?

    The Principal Cardholder only needs to fill out the information in the Supplementary Card Application section of the Bank Rakyat Credit Card-i application form. The required documents are a copy of the Supplementary Card Applicant's identity card and a copy of the Principal Cardholder's identity card.

  6. I am a Supplementary Cardholder, however, I wish to apply as a Principal Cardholder. Can I do so?

    YES. The application procedure is similar to a new application.

  7. What is the number I need to contact for any enquiries?
    • To activate card and for enquiries, contact 03-2693 7600
    • To report loss or theft, IMMEDIATELY contact 03-2692 4600
  8. How do I check the status of my application?

    Application status will be notified via SMS.

  9. Can non-Muslim customers apply for the Muslimah Card?

    YES. However, transactions at non-halal merchant counters will be blocked.

EXISTING BANK RAKYAT CREDIT CARD-i CARDHOLDER (PRINCIPAL CARDHOLDER/ SUPPLEMENTARY CARDHOLDER):

  1. Can an EXISTING Bank Rakyat Credit Card-i Cardholder apply for the Muslimah Card?

    YES. The Cardholder only NEED to :

    1. Fill out the Application Form for Existing Bank Rakyat Credit Card-i Cardholders. Click HERE for the form.
    2. Attach a copy of identity card.
    3. Fax the form and copy of identity card to 03-2260 1145

     

  2. I am a Principal Cardholder (Male) and would like to offer the Muslimah Card to my Supplementary Cardholder (Female) who already owns a Bank Rakyat Credit Card-i. Can I do that?

    YES. The Principal Cardholder only NEED to:

    1. Fill out the Application Form for Existing Bank Rakyat Credit Card-i Cardholder. Click HERE for the form.
    2. Tick at the Supplementary Card option under Application Type.
    3. Complete the application form and attach a copy of the identity cards of both the Principal Cardholder AND Supplementary Cardholder.

     

  3. I am an existing Bank Rakyat Credit Card-i Cardholder. Will I be offered new financing limit for the Muslimah Card I have applied?

    NO. For existing Cardholders, the financing limit is based on the existing financing limits. In other words, it conceptualises 'sharing limit'.

  4. Do I have to terminate my existing card to apply for the Muslimah Card?

    NO. Cardholders may enjoy the benefits of both cards acquired.

  1. Products / Services : Health & Beauty (Woman' Salon)

    Promotion Period : Starting from 1st February 2017 to 28th February 2018 (1 Year).

    Promotion Offers :

    1. 15% discount with minimum spending of RM100
    2. 30% discount on Birthday month with minimum spending of RM100

     

    Outlet Locations : Ampang, Bdr Baru Bangi, Shah Alam & Johor Bharu

     

  2. Products / Services :Health & Beauty

    Promotion Period : Starting from 1st January 2017 to 31st December 2017. (1 Year).

    Promotion Offers :

    1. 15% discount for Aqiqah
    2. 50% discount for Islamic simulation training for pregnant women.

     

    Outlet Location : Batu Caves, Selangor

     

  3. Products / Services :Travel / Holiday

    Promotion Period : Starting from 1st January 2017 to 31st December 2017. (1 Year).

    Promotion Offers :

    1. 3% discount for any package purchased. Travelling period: from 1st April until 15th Dec 2017.
    2. 2% additional discount on top of the purchase for any promotions offered by Bank Rakyat.

     

    Website : rakyatravel.com.my

     

  4. Products / Services :Travel / Holiday

    Promotion Period : Starting from 1st January 2017 to 31st December 2017. (1 Year).

    Promotion Offers :

    1. 5% discount for selected holiday packages.

     

    Email add : jetworldkl@hotmail.com

     

  5. Products / Services : Muslimah Fashionwear

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. Bank Rakyat Muslimah MasterCard Cardholders :
      • 15% discount on all products (Normal Priced Items).
      • Additional 5% discount on all promotional and discounted items.
    2. Other Bank Rakyat MasterCard Cardholders :
      • 5% discount on all products (Normal Priced Items)

     

    Outlet Locations : Kota Damansara, Bangi, Sungai Petani & Kuantan

    Website : www.jubahonline.com

     

  6. Products / Services : Muslimah Fashionwear

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 10% discount on all items. (Discount is valid on all products / new arrivals / new collections / for any amount of transactions).

     

    Outlet Locations : Bangi, Shah Alam & Rawang.

    Website : www.radiusite.com.my

     

  7. Products / Services : Muslimah Fashionwear

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 10% to 30% discount on selected items. (for walk-in cardholders ONLY)

     

    Outlet Locations : Bangi & Wangsa Maju.

     

  8. Products / Services : Health Supplements.

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 10% discount on all GNC/LAC supplement products for all Bank Rakyat MasterCard Credit Card-i cardholders.
    2. 15% discount on all GNC/LAC supplement products exclusively for Muslimah Card cardholders.

     

    Website : www.gncmal.com.my

     

  9. Products / Services : Fitness / Healthy Lifestyle

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    Option 1 :

    Option 2 :

    1. Special Rate for Muslimah Card cardholders :
      • 6 Months upfront payment + Service Fee + Free 1 Month
      • Commitment Period = 6 Month
      • Monthly Fee = RM 120.00 (16% Discount off RM 143.00)
      • Service Fee (*lifetime)
        = RM 199.00 + ( Monthly Fee : RM 120.00 x 6)
        = RM 919.00 (*6 Months Upfront + Service Fee)
      • 3 Months upfront payment + Service Fee
      • Commitment Period = 6 Months
      • Monthly Fee = RM 120.00 Months
      • Monthly Fee = RM 120.00 (16% discount from RM 143.00)
      • Service Fee (*lifetime)
        = RM 199.00 + ( Monthly Fee : RM 120.00 x 3)
        = RM 559.00 (*3 Months Upfront + Service Fee)

     

    Gym Location : Menara UOA, Jalan Pinang

     

  10. Products / Services : Hotel / Resort / Theme Park

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 10% discount on theme park tickets
    2. Book a room and get 10% discount on Combo Tickets (Safari Park & Water Park tickets (Studio room gets 2 tickets, Family Room gets 4 tickets).
    3. 10% discount on total bill with minimum spending of RM100 at Arabian Coffee House, Caribbean Coffee House or Simba Hill Gourmet Hall in a single bill.
    4. Valid for Hotel Packages or Water Park / Safari Park entrance tickets only (Present Bank Rakyat MasterCard Credit Card-i Muslimah Card upon check in / purchase of tickets).
    5. Not valid with other offers or promotions.
    6. Room reservation must be pre-paid at least 72 hours before arrival (Not valid for group bookings / group purchases).

     

    Website : www.bgrc.com.my

     

  11. Products / Services : Healthcare / Health Services

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. IVF – RM630.00 (after 10% discount)
    2. IUI – RM800.00 (after 10% discount)
    3. Maternity – 10% discount on room & board (all types)
    4. Antenatal Class – RM135 (after 10% discount)
    5. Mammogram – RM252 (after 10% discount) – for ladies above 40 years old
    6. Ultrasound – RM152 (after 10% discount) – for ladies below 40 years old.
    7. Health Screening Package – RM260 (after 10% discount).

     

     

  12. Products / Services : Healthcare / Health Services

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. Maternity (Normal & Caesarean) – 10% Discount
    2. Women Health Screening by Medical Officer – 30% to 40% Discount

     

    Website : www.annur.com.my

     

  13. Products / Services : Health and Beauty

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 50% discount on first trial for Oxyderm Treatment.
    2. 50% discount on first trial for Hydroderm Treatment.
    3. RM50 complimentary voucher on first trial for aromatherapy massage.
    4. *15% discount on all treatments worth RM200 above. *Not valid in conjunction with other promotions..

     

    SPA Location : Ampang & Shah Alam

    Website : www.tinispa.com.my

     

  14. Products / Services : Health and Beauty

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. 30% discount on total bill (Treatments) of RM150.00 and above per transaction.
    2. 10% Discount on total bills (Products) of RM150.00 and above per transaction.
    3. Flexi Payment (0% interest rate) for purchases above RM1000.00 per voucher to spend at CitySkin MediSpa.
    4. Offers valid at all certified vendors/outlets under CitySkin MediSpa brand.

    SPA Location : Ampang

    Website : www.cityskin.biz

     

  15. FUZAINY SCARVES

     

    Products / Services : Islamic Fashion / Praying Mat.

    Promotion Period : Commencing 20th December 2016 (1 year).

    Promotion Offers :

    1. Bank Rakyat Muslimah MasterCard Cardholders :
      • 15% discount on all products (Normal Priced Items).
    2. Bank Rakyat MasterCard Cardholders :
      • 10% discount on all products (Normal Priced Items).

     

    Website : www.fuzainy.com

The published rates, fees and charges are effective until 31st May 2018. Rates, fees and charges will be updated for customer’s viewing at a later date following the implementation of zero-rated GST (0%) from 1st June 2018. Terms & conditions apply.

For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454.
*Terms and conditions apply.