PAWN BROKING-i AZ-ZAHAB An extension of the Ar-Rahnu scheme, Az-Zahab also offers instant cash to overcome financial needs. This facility offers a higher facility amount and a longer repayment period. |
Concept
Al-Wadiah and Qardhul Hassan |
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Eligibility - Malaysian citizens aged 18 years and above and permanent residents
- Non citizens
- Not a bankrupt
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Quantum of Financing
- Financing up to 70% of the pawned gold value (Marhun value)
- Each pawned item exceeding RM10,001.00 and a cumulative amount not exceeding RM100,000.00
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Repayment Period - Maximum 36 monthly installments or
- Lump sum payments for a 6 months period
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Acceptable Items
Gold jewellery 18K - 24K |
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Fees
A minimum fee is charged for the safekeeping of the valuables. |
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| Type of Scheme | Financing Amount | Safekeeping fee for every RM100.00 of gold value per month | | Ar-Rahnu | RM100.00 - RM1,000.00
RM1,001.00 - RM10,000,00 | RM0.65
RM0.75 | | Az-Zahab | RM10,001.00 - RM100,000.00 | RM0.75 |
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